Ques: Hello, I am looking for a car insurance to protect my car engine as I live in a rainy area. One of my friend’s car’s engine was damaged due to water but his claim request was rejected. Can you please tell me which car insurance policy in India will protect my car engine?
Regular car insurance plans offer coverage for accidents and theft, damage of car engine due to water is excluded from the coverage. However, you can avail add-on covers to protect engine. Engine protector is one such add-on cover that is specifically designed to protect car engine. Replacement or repair of gear box and internal parts of engine are covered under this add-on. You need to pay additional premium to avail this add-on cover.