1. Why do I need to insure my vehicle?

Ans: Vehicle Insurance is important not only to protect your vehicle, but also to save you from any financial loss caused by accidents, damage or theft of your two-wheeler.

2. What are the types of two-wheeler Insurance in India?

Ans: There are two types of two wheeler insurance: ‘Third Party Insurance’ and ‘Comprehensive Insurance’.
Third party insurance protects a policy holder against losses which arise due to bodily injury/death to a third party or any damage to its property. Comprehensive insurance, on the other hand, is purchased when you want to be compensated for any damages to you, your co-passengers and your vehicle in addition to third party coverage.

3. What are the benefits of buying insurance online?

Ans: The biggest advantage the online platform offers you is the ability to make any purchase decision in an uncomplicated yet expedient manner. You can sit comfortably at your place and indulge in the process of buying health or motor or travel plan. Since there are a host of competitor websites available for all searches, this platform can be used very effectively to make quick comparisons between cost and features of various policies.

4. My policy expired; how can I renew in case of break-in of my policy?

Ans: If your policy has expired, you can raise an inspection request online for the vehicle, and policy will be issued after satisfactory inspection and recommendation by surveyor.

5. What is No Claim Bonus (NCB)?

Ans: No Claim Bonus (NCB) is the discount in premium enjoyed by you for not having made a claim in the previous year(s). This discount can be accumulated on a yearly basis starting from 20% at first claim free renewal, 25% in the second, 35% in the third and so on.

6. What is the rate at which NCB is transferred?

Ans: The NCB will be transferred to Reliance General Insurance at the exact rate that you are entitled to get from your previous insurance provider during the time of renewal of your policy.

7. In case of my job and place change, what happens to my policy?

Ans: Your policy will be unaltered. Only change must be in your address and phone no. You can make the changes online too.
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