Motor Insurance FAQ

Ques: Hi, I have renewed the two-wheeler policy from Bajaj Allianz, but yet to receive soft copy of policy document.

Asked By: Karul Laxman | In: Two wheeler insurance

Ans: You are supposed to get the soft copy on the same day of purchasing the policy. Please check the spam folder of your mail box and if you still don’t receive it you can contact us on our toll free number 1800-258-2584.

Ques: Hi, My two-wheeler is registered in 2002. I am looking for a third-party policy. Is it possible online?

Asked By: Javagal Sreenath | In: Two wheeler insurance

Ans: Third-party two-wheeler insurance plans are not available online. For more information you can reach us on 1800-258-2584.

Ques: Please tell me the process of transferring two wheeler insurance.

Asked By: Sujoy Yadav | In: Two wheeler insurance

Ans: You can reach us by calling on 1800-258-2584 and share your requirements in details; whether you want to shift to a new insurer or you want to change the policy in the name of someone else so that we can provide you with your desired service.

Ques: I want to third-party policy of my two-wheeler which is 12 years old.

Asked By: Robin Singh | In: Two wheeler insurance

Ans: We are sorry to inform you that third-party two-wheeler insurance policy is not issued online from our end.

Ques: Hi, my two-wheeler insurance plan has expired and I cannot renew it online.

Asked By: Abhishek Mandal | In: Two wheeler insurance

Ans: Two-wheeler insurance plans cannot be renewed online once they expire. However, you can get the renewal done offline.

Ques: I have already purchased a car insurance policy. Kindly how long it takes to receive the hard copy of the policy?

Asked By: | In: Car Insurance FAQ

Ans: Usually, it takes around 20-25 days to reach the policy document. For more information you can call us on our toll free no 1800-258-2584.

Ques: I want a new car insurance policy.

Asked By: | In: Car Insurance FAQ

Ans: Read this fantastic blog and learn ways to save on premium of your motor insurance policy. You can also visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans and choose the best auto insurance plan in India as per your requirement. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/

Ques: I am not being able to complete the process of car insurance renewal online. Please assist me.

Asked By: | In: Car Insurance FAQ

Ans:

You can read this blog to gain crucial information about car motor insurance renewal online. Our experts will get in touch with you to help you with the process of car insurance renewal online. For any further assistance you can call on our toll free no 1800-258-2584.

Ques: My car insurance plan has expired 4 months back. I want to renew it now

Asked By: | In: Car Insurance FAQ

Ans:

Once the motor insurance plan is expired, you cannot opt for car insurance renewal online. However, our representatives will help you avail the policy in the traditional way. For more assistance feel free to call our toll free no 1800-258-2584.

Ques: What hidden things I need to be aware of in selecting a Insurance Policy?

Asked By: Samaresh Dasgupta | In: Car Insurance FAQ

Ans: First of all you have to choose between comprehensive policy and zero depreciation policy. Zero depreciation covers are more advantageous as they offer 100% coverage but they come with higher premium and there is limit in the number of claims per year as well. Furthermore, zero dep covers are offered to only cars up to 7 years old. So, in case you can't avail Bumper to Bumper cover, comprehensive plan would be your best bet.

Once you choose the right type of car insurance plan, you have to pay attention to aspects like Voluntary excess, IDV and personal coverage while selecting a car insurance policy.

Voluntary excess:
Voluntary excess is also known as voluntary deductibles. Over this amount, car insurers pay the claim. You can reduce the premium by as many as 30% if you opt for voluntary excess and take care of small damages yourself.

IDV
You should be aware of the actual IDV of your car at the time of buying car insurance. You should not engage in the practice of reducing IDV for the sake of lower premium. Instead, you should try and choose a policy that offers maximum IDV on your car, even if it the policy comes with a bit higher premium.

Personnel cover
Regular comprehensive policies offer personal accident coverage for the owner only. You can also include additional users under the coverage for extra premium.