Car Insurance FAQ

Ques: Hi, I want a family health plan.

Ans: You should read this interesting blog to learn ways to find the best family floater health plan in India. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: I have already purchased a car insurance policy. Kindly how long it takes to receive the hard copy of the policy?

Ans: Usually, it takes around 20-25 days to reach the policy document. For more information you can call us on our toll free no 1800-258-2584. Read More

Ques: I want to know if someone has a pre-existing critical illness, will that person have to pay additional premium.

Ans: Policy coverage will not be available for someone with pre-existing critical illness. However, you can still share the complete medical history of that person with us to check all the options out. You can call us on our toll-free no 1800-258-2584. Read More

Ques: I want a new car insurance policy.

Ans: Read this fantastic blog and learn ways to save on premium of your motor insurance policy. You can also visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans and choose the best auto insurance plan in India as per your requirement. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/ Read More

Ques: I am not being able to complete the process of car insurance renewal online. Please assist me.

Ans:

You can read this blog to gain crucial information about car motor insurance renewal online. Our experts will get in touch with you to help you with the process of car insurance renewal online. For any further assistance you can call on our toll free no 1800-258-2584.

Ques: My car insurance plan has expired 4 months back. I want to renew it now

Ans:

Once the motor insurance plan is expired, you cannot opt for car insurance renewal online. However, our representatives will help you avail the policy in the traditional way. For more assistance feel free to call our toll free no 1800-258-2584.

Ques: What hidden things I need to be aware of in selecting a Insurance Policy?

Ans: First of all you have to choose between comprehensive policy and zero depreciation policy. Zero depreciation covers are more advantageous as they offer 100% coverage but they come with higher premium and there is limit in the number of claims per year as well. Furthermore, zero dep covers are offered to only cars up to 7 years old. So, in case you can't avail Bumper to Bumper cover, comprehensive plan would be your best bet.

Once you choose the right type of car insurance plan, you have to pay attention to aspects like Voluntary excess, IDV and personal coverage while selecting a car insurance policy.

Voluntary excess:
Voluntary excess is also known as voluntary deductibles. Over this amount, car insurers pay the claim. You can reduce the premium by as many as 30% if you opt for voluntary excess and take care of small damages yourself.

IDV
You should be aware of the actual IDV of your car at the time of buying car insurance. You should not engage in the practice of reducing IDV for the sake of lower premium. Instead, you should try and choose a policy that offers maximum IDV on your car, even if it the policy comes with a bit higher premium.

Personnel cover
Regular comprehensive policies offer personal accident coverage for the owner only. You can also include additional users under the coverage for extra premium. Read More

Ques: What should I do if I met with an accident with respect to claiming Insurance?

Ans: A motor insurance claim can be made in the event of personal injury or property damage related to someone else or for damage to policyholders' own insured, vehicle and injury to the owner. The first type of claim is called third party claim and the latter type of claim is known as own damage claim. Any third-party insurance plan makes one eligible for coverage against third party claims. But, to register a own damage claim car-owners have to have a comprehensive car policy. Let's take a look at the detailed process of both types of car insurance claims.

Third Party Claim
If your car meets an accident and damages any third party vehicle you have to inform your car insurer and police at the earliest about the accident. On the flip side, if your own car gets damaged in an accident due the fault of a third-party car you need to get the details of insurance of the concerned car and intimate the insurer of the car that caused damage to your car.

Own Damage Claim
If your own car gets damaged in a road-mishap you have to lodge an own damage claim. Similar to a third-party claim process, own damage claim process also starts with informing the police and your car insurance provider so that they can send a surveyor to inspect the loss. In the meantime, you shouldn't try to move your damaged car from the spot as long as you don't get permission for the same from police and your car insurer. You can do that only after receiving permission. If your car insurance policy offers cashless facility your insurer will make direct payment to the workshop where your damaged car will be repaired. Regardless of whether you want to make an own damage claim or a third-party claim you have to intimate your car insurance provider immediately after the accident. Read More

Ques: What Policy is recommended to cover Driver Accident or Death and Owner Accident and Death?

Ans: Two types of car insurance policies offer coverage for Driver Accident or Death and Owner Accident and Death. One of them is comprehensive motor insurance policy and the other is zero depreciation policy. Although, both types of car insurance covers provide financial protection to owners and drivers from accident and death, they differ in terms of total coverage on offer. Comprehensive policies don't offer 100% coverage as policyholders have to bear some expenses as well. 50% of fibre and plastic cost and 80% of metal cost needs to be borne by the insured people. But, with a Zero Depreciation cover policyholders can avail 100% coverage in all parts of the vehicle. Read More

Ques: What Insurance Policy Type should I opt for If I want a coverage where I do not have to spend Rs 1 also from my Pocket?

Ans: You can opt for Zero Depreciation policy to enjoy 100% coverage. Popularly known as Bumper to Bumper policy, it offers complete coverage without factoring depreciation in. If your car gets damaged in a mishap, you will be entitled to receive the entire cost from your insurer. Unlike a regular comprehensive car insurance policy, cost of fiber, metal and plastic are covered under a nil depreciation car policy. The premium of zero depreciation depends on 3 main factors such as age and model of the car and your city of residence. Read More

Ques: I want to know the current status of my car insurance plan from Iffco Tokio.

Ans:

You are requested to share your registered contact details with us so that we can provide you with the information you are looking for. You can call on our toll free no 1800-258-2584.

Ques: Hi, I want a health policy that offers cashless treatment policy.

Ans: Almost all health policies offer cashless facility. To pick the best plan, you can compare all available health insurance policies easily on our portal. Here is the link to the health insurance section of our website. https://www.gibl.in/health-insurance/ Read More

Ques: Can you tell me the difference between a health insurance policy and mediclaim policy?

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Ques: Need a health plan that covers hospitalization and medicine costs for husband and wife.

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Ques: Is health insurance plans in India portable?

Ans: Yes, health insurance policies come with portability option. To know details about health insurance portability you can call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want a health policy for my parents that should cover everything from day care to critical illness. Please help me find the best plan.

Ans:

Ques: I have family health plan from ICICI Lombard of 4 lacs that cover me, my wife and son. I also have a health plan provided by my company from United India Insurance. I am thinking about shifting to a different insurer and I want a critical illness cover too.

Ans: First of all, the sum insured amount is not enough to cover the risk of 3 people. You should increase the sum insured amount. ICICI Lombard plan is good but if you still want to change it consider MAX Bupa Family First. For more information, you can contact us on our toll-free no 1800-258-2584. Read More

Ques: I need a health insurance for myself.

Ans: Since you want an individual health plan here is an interesting blog that you should read. You are also requested to follow the link below and compare some individual health plans by entering some basic details so that you can select the best individual mediclaim policy in India. https://www.gibl.in/health-insurance/ Read More

Ques: I want a good health insurance plan for my parents.

Ans: In case your parents are senior citizen here is a good blog to give you a clear idea about best senior citizen health plans available in India. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Read More

Ques: I want to know whether premium of a health insurance policy in India is subject to change with the change in age of the policyholder.

Ans: Age of the insured person is a big factor in determining the premium. Usually premium increases as the age of the policyholder gets higher. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: How to register on your portal?

Ans: Please follow the link below and click on the ‘register’. Fill up the form and click on the ‘save’ button and you are done with the registration process. Read More

Ques: I need a health insurance plan.

Ans: Here is an interesting blog that you should read to learn ways to lower the premium of individual health policy. You are also requested to visit the health insurance page on our portal. You can compare multiple health policies in terms of premium to pick the one with lowest price. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: My mother is 57 years old and she wants a health insurance plan. She has two diseases; Lumber Steniosis and Global Hypokenisa.

Ans: Our representatives will contact you shortly to look after your policy requirements. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: Travel insurance policy for two adults aged 63 and 55 for a trip to Australia.

Ans: Our experts will contact you soon to take care of your policy requirements. For more queries you can call us on our toll free no. 1800-258-2584. Read More

Ques: Hi, I am looking for a multi-trip travel insurance policy for 3 members as we are planning a year-long world trip.

Ans: Here is a good read about the multi-trip travel plan that you can go through for detailed information. Our experts will contact you soon to take care of your policy requirements. Read More

Ques: Hi, I already have a travel policy which I want to extend by 3 more weeks. Please help me

Ans: We have informed the concerned team about your query. They will contact you soon to provide the service you want. For more assistance you can call us on our toll free no. 1800-258-2584. Read More

Ques: I have a comprehensive car insurance policy for my car. Now, I want to change it to third party only. Kindly guide me with the entire process.

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Ques: I want a zero depreciation policy with a cashless garage in my vicinity.

Ans: To gain information policy without the significance of a zero depreciation policy you can read this blog. For your policy requirements, our expert will contact you soon. You can also reach us on our toll free no 1800-258-2584. Read More

Ques: I want to know the premium for car insurance of my new vehicle. I already have 50% NCB off my old car.

Ans: Our experts will get in touch with you to look after your auto insurance policy requirements. For more queries you can call on our toll free no 1800-258-2584. Read More

Ques: I want a zero depreciation policy with a cashless garage in my vicinity.

Ans: To gain information policy without the significance of a zero depreciation policy you can read this blog. For your policy requirements, our expert will contact you soon. You can also reach us on our toll free no 1800-258-2584. Read More

Ques: What is car insurance?

Ans: article on car insurance that you should read. In a nutshell, motor insurance in India is a legal requirement. If you need car insurance cover our experts will get in touch with you to look after your auto insurance policy requirements. For more queries you can call on our toll free no 1800-258-2584. Read More

Ques: I am looking for a travel insurance plan that covers cruise vacation.

Ans: Our concerned team will get in touch you soon to look after your policy requirements. For more assistance, you can reach us on our toll free no. 1800-258-2584. Read More

Ques: Will I get coverage for expenses out of damages caused by keeping my car at one place for several months?

Ans: Major car insurance companies don’t cover such expenses. You can also read your policy wordings thoroughly. For more clarification you can call on our toll free no 1800-258-2584. Read More

Ques: My brother and I purchased insurance cover for the same car. I need to cancel one of these two policies.

Ans: You can lodge a cancellation request for any one of these two car insurance plans. You can get in touch with us on our toll free no 1800-258-2584 to process the cancellation request. Read More

Ques: Please tell me how to claim for follicle treatment of my wife.

Ans: You can make claims if the treatment is covered in the plan. Read the policy terms regarding pre and post hospitalization. Read More

Ques: Kindly tell me what to mention in car manufacturer and car model section on GIBL’s car insurance compare page.

Ans: Car manufacturer means various companies like Ford, Maruti and Suzuki. And model means a particular model of a given car company. For an example, if you have a Ford Ikon car; Ford is the company and Ikon is the model. Read More

Ques: Can any health insurance company reject a proposal if pre-existing disease is mentioned in the form?

Ans: Yes, it is possible. To discuss about this in details you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, I am provided by my bank with a health plan from ICICI Lombard and I also have a personal health policy from Apollo Munich. Should I continue with the personal health plan?

Ans: It is always good to have a separate health insurance policy aside from being a part of group health scheme by office which will protect you until your retirement. For more clarification you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I am looking for a single health policy to cover my mother, my wife and myself. Please suggest some good plans.

Ans: Our experts will get in touch with you soon to look after your policy requirements. For more clarification you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I want to know about best health insurance plans available for senior citizens.

Ans: You are requested to follow the link provided below and enter some basic details about the type of health policy you want. You will be provided with multiple plans with all details so that you can compare and select the best plan. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Hi, I have renewed the two-wheeler policy from Bajaj Allianz, but yet to receive soft copy of policy document.

Ans: You are supposed to get the soft copy on the same day of purchasing the policy. Please check the spam folder of your mail box and if you still don’t receive it you can contact us on our toll free number 1800-258-2584. Read More

Ques: Hi, I want to buy health insurance. Please suggest me some good plans.

Ans: You can go through this blog to know how to find the best health plan for an individual. You are also requested to visit our website and compare available individual plans to pick the best individual health insurance policy in India. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: I have a health policy from new India Assurance and got a claim of Rs. 66000 this year. Will my premium remain the same next year? Can I increase my coverage from 1 Lakh to 4 lakh next year? Can I increase the coverage of my spouse.

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Ques: Hi, I have a health plan for past 4 years from Apollo Munich. But it is costly and I want to change it if the benefits like waiting period are carried forward.

Ans: Hi, you can select plans with better facilities. For further enquiry you can call us on 1800-258-2584. Read More

Ques: I am looking for a cashless motor policy.

Ans: Our representatives will contact you soon to help you with the renewal process. For more queries you can call on our toll free no. 1800-258-2584. Read More

Ques: How can I avail maternity coverage?

Ans: There are some specific health insurance plans available that come with maternity coverage. If you purchase any of these plans you can avail this coverage. Our representatives will contact you shortly to look after your policy requirements. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, I want to know about health insurance plans available in India for my wife and myself.

Ans: Your selection of the best health insurance plan in India will depend on the premium you can afford and the sum assured you want. You can visit our portal to compare all the leading health covers available such as Care plan by Religare, Heartbeat plan from Max Bupa, Health Optima from Star Health. Here is the link to our portal. https://www.gibl.in/health-insurance/ Read More

Ques: If the mechanic of car garage fails to recognize the issue and I make a claim to my car insurance company, will I get claim for such unrecognized problem?

Ans: If the affected part of the car is covered as per your policy document you can make a claim. But you need to follow the claim related instructions properly and inform your car insurance company in India as soon as you meet an accident. Read More

Ques: Hi, I want some quotes for critical illness policy.

Ans: Please enter your details on the page by following the link below. You can compare various quotes of critical illness policy. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I am looking for health insurance plans that cover IVF treatments.

Ans: As of now, there is no health plan available in India that covers IVF treatments. Read More

Ques: I want to shift my current health policy to a different insurer. My current insurance provider is ICICI Lombard.

Ans: Yes, medical insurance plans are eligible for portability. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I want to avail health insurance policy for my wife and myself. Is Religare a good health insurance company on the basis of claim settlement record?

Ans: Religare is a good company with very positive claim settlement record. The merit of a specific plan, however, depends on your requirements. For more clarification, you can call us on our toll free no 1800-258-2584. Read More

Ques: Hi, I need a health policy that covers pregnancy.

Ans: Few health insurance plans cover pregnancy after waiting period of 2-4 years. Our experts will get back to you to help you with product comparison selection process. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hello, I want to buy a health plan that covers exiting illness.

Ans: All health insurance policies cover existing diseases after a waiting period which varies between 2 and 6 years. Waiting period means the time you have to renew the policy continuously before being eligible for existing disease coverage. Read More

Ques: Is there any health plan that covers root canal treatment?

Ans: Yes you can get this treatment covered if you opt for Start Health Gain plan. To know morehttp://ask.policybazaar.com/ask/question/6902-i-want-to-know-i-there-is-any-insurance-policy-for.html, you can call us on 1800-258-2584. Read More

Ques: I want a good health insurance plan, please suggest me some good plans.

Ans: Please follow the link below and fill the required fields to get multiple policy quotes. You can compare those plans in terms of premium and other policies to pick the best health policy.
https://www.gibl.in/health-insurance/ Read More

Ques: I want a critical illness plan. Kindly help me decide between a standalone plan and rider. And, suggest me some good plans and insurers.

Ans: Aged people should take a standalone critical illness cover and young people can opt for a critical illness rider. Best critical illness riders are Bharti AXA Smart Health and Apollo Munich Easy Health and among standalone policies you can choose among Reliance Critical Illness which covers more than 10 critical illnesses and Bharti AXA Swasthya Sanjeevan which covers 6 critical illnesses. Women can go for women specific critical illness plan covering 8 critical illnesses by Bajaj Allianz. Read More

Ques: Kindly tell me some good plans with coverage for maternity related expenses.

Ans: Some health plans cover this expense such as Apollo Munich Easy Health Insurance Plan, , Max Bupa Heartbeat Insurance Plan, Star Health Wedding Gift Insurance Policy, Max Bupa Family First. Read More

Ques: Hi, my husband is suffering from diabetes and he needs urgent surgery. I need a health insurance that can cover the treatment expense now.

Ans: There is no such health insurance policy which will cover treatment costs from the beginning. All health plans will impose a waiting period of 2-4 years. Read More

Ques: I will visit US with my wife next month. Both of us are senior citizen and we will stay in US for 45 days. We want to be insured during our stay in US.

Ans: Please enter your details on the page following the link below. You will be provided with a list of travel plans to compare price and other details so that you can pick the best available plan. Read More

Ques: Hi, I want travel insurance policy for travelling to London. But I can’t find any option for London, please help.

Ans: To get a travel plan covering London, you need to select Europe/ Schengen as Geographic area and proceed further. For any assistance you can call us on 1800-258-2584. Read More

Ques: I want to renew my existing auto insurance company from Bajaj Allianz?

Ans: Read this blog to learn the secrets of saving on your car insurance renewals online. Our representatives will contact you soon to help you with the renewal process. For more queries you can call on our toll free no. 1800-258-2584. Read More

Ques: Hi, I will travel to Turkey and Schegen countries in next month and I need travel insurance with 30000 Euro coverage. Please help me find a good policy.

Ans: You can call us on 1800-258-2584 for your requirements or you can follow the link given below to get various travel quotes.
https://www.gibl.in/travel-insurance/ Read More

Ques: Please tell me how can I check the cost of a travel cover?

Ans: You are requested to visit the link below. By putting in your details you can get a list of policies with premium amount. Thus you can check the cost of a travel cover. https://www.gibl.in/travel-insurance/ Read More

Ques: I got a travel cover from Apollo Munich that covers cashless hospitalization. Please tell me how many hospitals are there in the network in Auckland, New Zealand.

Ans: You can give us a call on 1800-258-2584 for detailed enquiry. Read More

Ques: I bought an annual multi-trip travel policy for my mother but provided wrong passport no. How to make necessary changes?

Ans: You can reach us by calling on 1800-258-2584 to get the information you are looking for. Read More

Ques: Does the family travel cover of Bajaj Allianz cover loss of baggage abroad?

Ans: Not only Bajaj Allianz, usually all travel insurance companies offer travel plans covering loss of baggage in foreign countries. However, all companies have certain limits and so do Bajaj Allianz too. Read More

Ques: I want to know about travel insurance. How to get information?

Ans: We request you to visit our travel insurance page by following the link below. You can get all the relevant information from that page itself.
https://www.gibl.in/travel-insurance/ Read More

Ques: I want to buy the best travel plan for my upcoming trip to US for 6 months for me and my spouse. I am 68 year old, suggest some good plans please.

Ans: There are many good travel policies available that cover US for 6 months. Please enter your details on our travel insurance page by following the link below. You will be provided with a list of quotes that you can compare and select the best.
https://www.gibl.in/travel-insurance/ Read More

Ques: My parents are planning to visit US next month. I want to buy them a travel policy. Please suggest me some good plans.

Ans: Many travel insurers offer policies for US travelers. You can consider plans from Reliance, IFFCO-TOKIO, Bajaj Allianz. Read More

Ques: I am looking for a travel policy for my 3 month old baby. Which travel insurance company provides such policies?

Ans: You can opt for family travel cover that covers dependent children up to 18 to 21 years. You can check with companies like HDFC Ergo Travel Insurance that comes with minimum eligibility age of 3 months. Among other plans, you can check Apollo Munich Family Travel Insurance or Bajaj Allianz Travel Insurance. Read More

Ques: Hello, My parents will travel to Singapore, Malaysia, Thailand shortly. I want to buy them a travel insurance. Kindly suggest me some good plans.

Ans: You just need to follow the link below to reach our page dedicated for travel insurance. Fill in the simple form with your parent’s details and requirements and you will be provided with a list of travel policy to choose from.
https://www.gibl.in/travel-insurance/ Read More

Ques: I want to buy a travel insurance policy from Cholamandalam online. Please help me with the process.

Ans: By following the link below you can buy travel plan from Cholamandalam online.
https://www.gibl.in/travel-insurance/ Read More

Ques: Hi, I was under the group health cover provided by New India Assurance Company during my service life. After my retirement, I availed a new plan from the same provider for me and my wife. I want to know two things;

Ans: a. Does this new plan come with lifetime renewal option? If not what is the age restriction? b. If the principal insurer which isme dies, what will happen with the cover for the other person? Read More

Ques: Hi, I need a good health insurance plan for me and my family.

Ans: You can either select a separate health policy for yourself and a family floater plan for the rest of your family. You can also avail one family floater plan and get yourself included in the plan. You can further have individual health policies for all the members of your family. Read More

Ques: Hi, I want to avail cashless mediclaim policy for my family. My family consists of myself, my husband, my father in law and mother in law who are 56 and 51 year old. Please tell me which diseases are covered under a cashless mediclaim policy?

Ans: All health insurance providers offer cashless facility but you have to avail treatment in the network hospital and follow the right procedure for claim settlement. To cover your entire family you need to avail two family floater plans; one for you and your husband and the other for your father in law and mother in law. These policies almost all diseases except pre-existing ones which will be covered after 2-4 years of waiting period. Read More

Ques: Hi, I want a health insurance plan with coverage for pre-existing diseases for my mother. Kindly suggest some good plans.

Ans: All health plans cover pre-existing conditions after a specific waiting period of 2-4 years. You can consider plans like Apollo Munich Optima Senior, Religare Care, Max Bupa Heartbeat, ICICI Lombard complete health insurance-iHealth. Read More

Ques: I am 30 years old and I want to buy a cashless health insurance plan with Rs. 1 Lakh sum insured and minimum premium.

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Ques: Hi, I am 70 and my wife is 65. Both of us are going to Singapore for 24 days. I want overseas mediclaim plan for both of us of Rs. 3 Lacs each.

Ans: You can call us on 1800-258-2584 and make a detailed query so that we can provide you with your desired service. Read More

Ques: My motor insurance policy has expired couple of months ago. I want to renew the policy now.

Ans: You can still renew the insurance of your car but car insurance companies will carry out an inspection of your car before issuing the policy. For more clarification you can call on our toll free no. 1800-258-2584. Read More

Ques: I am a student and I need a travel cover for my stay in US for MS. Kindly, help me find some good travel insurance plans.

Ans: You can reach us by calling on 1800-258-2584. You will get all your queries clarified. Read More

Ques: Hi, I am 78 year old, am I eligible for a travel plan?

Ans: People up to 80 years of age are eligible for travel policy. Please follow the link below and enter your details to get a list of travel insurance plans to compare and select the right plan. Read More

Ques: Hi, I am looking for a cashless medical insurance which requires less time to get activated for my whole family. Please help.

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Ques: Please provide me some details of maternity insurance.

Ans: Health plans that cover maternity related expenses usually come with a specific waiting period of 2-4 years. Some of the best health insurance plans that offer this benefit are Star Health Wedding Gift, Max Bupa Heartbeat and Apollo Easy Health. Read More

Ques: Can I avail health policy as I am an epileptic patient?

Ans: At present, no health insurance policy providers in India cover epileptic patients. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: Hi I want t a health policy which will cover my whole family. My father is 52 years old. My mother is 47 years old. My brother and his wife are 29and 25 years old and their son is 2 years old.

Ans: To cover all these members you can opt for Max Bupa Heartbeat -Family First plan. You can also avail multiple health plans for every individual. Read More

Ques: I want to know about critical illness plans in details.

Ans: Critical illness plans are available both as a rider or a standalone plan. The insured receives a lump sum upon diagnosed by one of the specified critical illness such as cancer, sclerosis, kidney failure, heart disease. Read More

Ques: Is there any health policy available in India that covers ankylosing spondylitis?

Ans: In general, health insurance plans cover pre-existing diseases after 2-4 years of waiting period. To get coverage for specific illness you need to contact particular health plan provider. Read More

Ques: Hi, I am 43 and my spouse and child are 40and 15 year old respectively. I am looking for a family floater health plan.

Ans: There is a plenty of family floater plan available, however you need to be clear about your requirements you need to avail the best policy. Some of the most popular family health insurance plans include Max Bupa Heartbeat, Apollo Easy Health, Star Health Comprehensive and Oriental Happy Family. Read More

Ques: Hi, I need suggestion regarding cashless insurance for pregnancy.

Ans: Some insurance plans like Star Health Wedding Gift, Max Bupa Heartbeat, Apollo Easy Health offer cashless treatment in network hospital for pregnancy after a waiting period of 2-4 years. Read More

Ques: Hi, My two-wheeler is registered in 2002. I am looking for a third-party policy. Is it possible online?

Ans: Third-party two-wheeler insurance plans are not available online. For more information you can reach us on 1800-258-2584. Read More

Ques: Please tell me the process of transferring two wheeler insurance.

Ans: You can reach us by calling on 1800-258-2584 and share your requirements in details; whether you want to shift to a new insurer or you want to change the policy in the name of someone else so that we can provide you with your desired service. Read More

Ques: I want to third-party policy of my two-wheeler which is 12 years old.

Ans: We are sorry to inform you that third-party two-wheeler insurance policy is not issued online from our end. Read More

Ques: Hi, my two-wheeler insurance plan has expired and I cannot renew it online.

Ans: Two-wheeler insurance plans cannot be renewed online once they expire. However, you can get the renewal done offline. Read More

Ques: Hi, I want to know the meaning of AAI discount.

Ans: Two wheeler insurance providers offer various types of discounts to two wheeler policyholders. AAI discount is one such discount which means Automobile Association of India discount. Member of Automobile Association of India are eligible for this type of discount on the premium of the two wheeler insurance policy. Read More

Ques: Hi, I am looking the lowest amount for my two wheeler insurance.

Ans: We can surely provide you with the lowest rate for the insurance of your two-wheeler. But we need some details for that. You are requested to put in the details of your two-wheeler on our portal and get a list of policy quotes. You can compare these plans and get the one with lowest premium within 5 minutes. Here is the link to the page where you can compare various plans.
https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, I am travelling to US with my wife. We want a travel plan with best coverage and reasonable price.

Ans: You can furnish all the required details on our travel insurance page by following the link below. Multiple travel quotations will help you make a comparison and select the plan with best coverage and modest price. Read More

Ques: I need a motor insurance policy.

Ans: Read this blog to learn about top car insurance companies in India. Our experts will also contact you soon to look after your policy requirements. Read More

Ques: Hi, I want two-wheeler insurance. Please help me.

Ans: Please follow the link below and put in some details in the required fields to compare a list of two-wheeler policy quotes. You can select the best policy in terms of features, premium and benefits by making a detailed comparison on our portal.
https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, I have already bought a two wheeler policy online. Please tell me when and how will I get policy documents?

Ans: Your two-wheeler insurer will send you soft copy of your policy documents to your mail id. You can get a color print out of the soft copy and it will be considered as the original policy document. Some two wheeler insurance companies also send hard copy of the policy document over post. Read More

Ques: Hi, I have splendor of 2002 model and a Royal Enfield of 1984 model. I want to insure these two-wheeler.

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Ques: Hi, I am looking for a third party cover for my Pulsar 150. Please help me.

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Ques: Hi, I bought a travel policy for my parents from US by my credit card. But I haven’t received any policy document or email as yet.

Ans: Our system confirms that the policy is delivered. Please check spam box of your email or call us on 1800-258-2584. Read More

Ques: I hold a British passport but currently staying in India. Can I avail a travel plan from GIBL?

Ans: To provide you with your desired service our experts need some more information. Please call us on 1800-258-2584 to get your queries answered. Read More

Ques: I have a mediclaim plan for over two decades. I am told that insurance providers don’t extend these policies over 80 years. Please tell me whether this is true or not?

Ans: It is written clearly on your policy document whether your policy is eligible for extension after 80 or not. At present, all major health insurance providers come up with lifetime renewal policy. Read More

Ques: Is there any critical illness plan that covers ailments like lymphoma?

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Ques: Please tell me how to compare different policies on your portal?

Ans: It is very easy to compare two wheeler insurance plans on our portal. We follow a quick process in which you have to put in the details of your vehicle. Once you do that you will be provided with a list of policies that you can compare on the basis of premium, features and benefits. Read More

Ques: My previous insurance plan has expired in February. Can I renew it now?

Ans: Since the policy has lapsed, car insurance renewal online will not be possible but you can contact motor insurance companies in India so that they inspect your car and renew your car insurance portal. For more assistance, you can call us on our toll free no. 1800-258-2584. Read More

Ques: Hello, I want a domestic travel plan that covers theft or loss of luggage. How to get it?

Ans: There are a few insurance companies that sell domestic travel plans. But, these policies are usually sold offline. You can check with companies like Tata AIG, Apollo Munich, Bajaj Allianz. Read More

Ques: Hi, I am searching for a good mediclaim policy. Please help.

Ans: Please enter your details on your health insurance page by following the link provided below. You will get a list of health plans to compare features and premium. You avail the best plan by comparing multiple plans. Read More

Ques: Hello, I am looking for medical insurance for my parents as I want some critical and emergency problems to be insured. Please help me with some good plans for parents.

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Ques: I am looking for a travel policy for my wife and myself. We are both senior citizen aged 68 and 63 respectively. The duration is 180 days and destination is US. Please suggest some good travel insurance policies.

Ans: You are requested to follow the link below and furnish your details. You will get multiple travel policies that cover USA for your said duration. You can compare those plans and pick the one that suits you best.
https://www.gibl.in/travel-insurance/ Read More

Ques: My two wheeler insurance policy has expired and I want to renew the policy. How to go about it?

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Ques: I want to buy a travel insurance plan that covers pre-existing plans for international trips. I researched a lot but failed to fine one such plan. Please help.

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Ques: Hi, I have already bought a travel policy from ICICI Lombard. The company is asking for my passport copy to process the policy. I don’t know how to submit passport copy and where. Please help.

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Ques: Hi, I am 40 years old and am suffering from psoriasis. I am looking for a health insurance plan that covers ayurveda treatment for psoriasis.

Ans: Pre-existing diseases are usually covered after specific waiting period which varies from one health insurer to another and is usually in the range of 2 to 4 years. To get coverage for specific ailments you have to get in touch with the insurance company directly. Very few health plans cover Ayurvedic treatments. Read More

Ques: Is it mandatory for a 50 years old person to go through medical test?

Ans: It is essential for people in the age-group of 46 and 55 to undergo medical test. The expense of the medical test is borne by health insurer. These tests include SGPT, SGOT, Serum Creatinine, Urinalysis, Serum Triglycerides, Fasting Blood Sugar, Electrocardiogram and a complete Medical Examination Report. Read More

Ques: I want to avail the best family mediclaim insurance in India for my entire family.

Ans: Here is an interesting blog that you should read to learn about crucial aspects of family floater health policies in India. You can also follow the link below and compare available family health plans on the basis of your requirements to select the best mediclaim plan. https://www.gibl.in/health-insurance/ Read More

Ques: I and my wife are both more than 65 years old. My wife is fit and I have hypertension. We need a cover of 5 lakhs each. Kindly suggest me some good health plans.

Ans: Our experts will contact you soon to take care of your policy requirements. For more information, you can call us on our toll-free no 1800-258-2584. Read More

Ques: I want to port my mother’s health insurance plan from Bharati Axa to Apollo Munich.

Ans: Yes, you can port the health policy from the existing insurer to a new insurer. Our representatives will contact you soon to help you with the process of portability. You can also call on our toll free no 1800-258-2584 for further assistance. Read More

Ques: I want a health insurance plan which offers100% cashless treatment for maternity.

Ans: All health plans that cover maternity in India offer cashless treatment after a specific waiting period. Some of the best plans are; Exclusive and Premium version of Apollo Munich Easy Health plan, Wedding Gift Policy by Star Health, Heartbeat Floater plan by Max Bupa. Read More

Ques: Hello, I want a personal accident cover for 7 days. Which is the right category to find it?

Ans: Are you looking for this cover in India or outside? You need to avail a personal accident plan which is issued on yearly basis and not monthly if you need that cover in India. If you want accident cover outside India you need to have a travel plan. You can put in your details in the link given below to see, compare and select travel plans.
https://www.gibl.in/travel-insurance/ Read More

Ques: Hi, I have an Aviator Honda two wheeler of 2010. I want to know the premium for its insurance.

Ans: Please follow the link below and submit details of your two-wheeler in the section of two wheeler insurance on our portal. You will get a list of two wheeler policies with premium and other features. You can compare them and select the plan with best premium. Read More

Ques: Hi, I want travel insurance plan for two people between 60-70 years. Travel destination excludes US/Canada and the plan should cover pre-existing conditions. Kindly suggest some good plans.

Ans: Please follow the link given below and enter your details to get some good travel plans as per your criteria.
https://www.gibl.in/travel-insurance/ Read More

Ques: Can you kindly inform me which travel insurance company in India can provide me a travel policy for visiting Cuba for 7 days?

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Ques: How to register on GIBL to compare and buy motor insurance plans?

Ans: Our experts will contact you shortly to help you with the registration process. For more information you can call on our toll free no. 1800-258-2584. Read More

Ques: Is there any mediclaim insurance plan in India that provides coverage for maternity in one year?

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Ques: Can you please tell me how can I check the status of my two wheeler claim?

Ans: You can call on your insurer’s toll free number and ask for the status by providing the claim number. You can also enter the claim number in the required field on the portal of your two wheeler insurance provider. Read More

Ques: I want to insure my cbz bike for 1 crore. Please help.

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Ques: I need a travel policy for 6 months as I am visiting UAE. Kindly help me find some good plans.

Ans: There are many travel insurers that offer travel plans covering UAE. You just have to click on the link below and enter your details to get a list of travel insurance plans. You can compare those plans to pick the best one.
https://www.gibl.in/travel-insurance/ Read More

Ques: Hi, I want a health plan for my father who is a senior citizen. He had an operation for brain tumor.

Ans: Here is a good blog that will help you decide a health plan for senior citizens like your father. You can also visit our portal and compare available health plans to choose the best senior citizen health insurance plan in India. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Hi, I want to extend my existing travel insurance plan by 4 days. Is it possible? Please give me some advice.

Ans: Our experts will contact you soon to resolve your issue and provide you with your desired service. For any assistance you can reach us by calling on 1800-258-2584. Read More

Ques: Is it possible to buy two wheeler insurance?

Ans: Yes it is possible to buy two wheeler insurance online from our portal itself. You just have to fill in the details of your two-wheeler and compare a list of two wheeler policies to buy the best one. Here is the link to visit our two wheeler insurance page. Read More

Ques: I want to insure my 12 years old two wheeler which has not been insured for the past 4 years. Please tell me what options I have.

Ans: If insurance expires and not renewed in time new policy is not issued online. Still, you can check with ICICI Lombard as they issue such insurance online. You can also try the offline method and in that case there is not much to choose except for the network of cashless garages. Read More

Ques: Hi, I am searching for a good health insurance plan. Please suggest me some good plans.

Ans: You can consider insurers like Max Bupa, Apollo Munich, star health insurance and HDFC ERGO. For more options you can visit https://www.gibl.in/health-insurance/ or call us on 1800-258-2584. Read More

Ques: Him, I have a scooter registered in 2007, I want to renew the policy. What are my options?

Ans: You will get multiple options once you put in the details of your scooter on our portal. Please follow the link below.
https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: My two wheeler insurance plan has expired. How can I renew it?

Ans: Break in policy is usually not renewed online. However, you can check with ICICI Lombard as they renew expired policy online Read More

Ques: I want third-party insurance for my Hyundai Accent car. Please help me.

Ans: Our experts will get in touch with you to take care of your policy requirements. For more queries you can call us on our toll free no 1800-258-2584. Read More

Ques: Hi, I and my wife already have a medical plan from National Insurance. I want to know about a medical policy which provides coverage for pre and post maternity expenses.

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Ques: I want to renew my health policy. Please help me.

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Ques: I am in need of a good health policy. Please assist me find one.

Ans: You need to understand your priorities first. Once you choose them wisely you can follow the link below and compare some plans to decide on the best policy.
https://www.gibl.in/health-insurance/ Read More

Ques: What is No Claim Bonus or NCB?

Ans: The discount that insurance companies offer to insurance holders for not making any claim is known as NCB. Value of NCB keeps increasing with each passing claim-free policy year and It is generally determined in %. Read More

Ques: Please advise me on how to change IDV on car insurance renewal plan.

Ans: Please note that, IDV change will influence on the value of your car and premium amount as well. Our team will get in touch with you shortly to provide you that service. Read More

Ques: The insurance of my car is expired and I want to renew it now. Kindly let me know the process.

Ans: Our team will get in touch with you shortly to provide you with your desired service. For more queries you can call us on 1800-258-2584. Read More

Ques: Hello, I am looking for a critical illness plan for my sister who is in good health. She is 37 year old and not working.

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Ques: Hi, I want to buy a new car and to insure it I am looking for an insurer who can provide me 100% insurance on plastic and body along with 0% depreciation.

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Ques: Please explain what is voluntary excess?

Ans: Voluntary excess is the amount that you declare to pay at the time of any claim. If you choose Rs. 2000 as voluntary excess and the total claim amount is Rs. 10000, your insurer will pay Rs. 8000. As the voluntary excess increases, premium falls. Read More

Ques: Hi, I want a third-party policy for my commercial vehicle. Please suggest me the best insurance plan with lowest premium.

Ans: Since you are looking for third-party cover you don’t have to think about premium. Third-party insurance is regulated by IRDA and the premium is determined on the basis of the usage of the vehicle and its cubic capacity. Read More

Ques: Hi, My car got hit on oil tank. Engine is blocked due to leakage from tank. The company cost for repairing this is Rs. 2 Lakh but my insurer says I can claim for the replacement of oil tank only and not for the damage of engine. But I have a comprehensive cover. What to do?

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Ques: My car insurance plan will expire soon. But, I have sold the can and I want to cancel the insurance now.

Ans: Once you have sold your car you have also sold the insurance. Now the new owner of the car has to apply for transfer of RC and new insurance policy. You don’t have to do anything for cancelling your current motor insurance plan. For more queries you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I bought a second-hand two-wheeler and transferred the registration certificate to my name. But the insurance is still in the name of previous owner, is it possible to renew the policy in my name?

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Ques: Hi, I want a health cover for my mother who is 50 year old.

Ans: Individual health insurance policy will be the best option for your mother. You can follow the link provided below and put in the details to get a list of health policy to compare. Once you compare various health plans on the basis of premium and other features you can select the best individual health plan for your mother.
https://www.gibl.in/health-insurance/ Read More

Ques: My parents are 66 and 56 years old respectively. I want a health cover for them which should cover routine check-up, doctors’ fees and critical illnesses. Kindly suggest some good policies.

Ans: You can visit our health insurance page and provide your details to get a list of health policies. You need to compare those plans and find the best one covering all your requirements. Here is the link to visit our health insurance page. Read More

Ques: Hi, I am 65 years old and I am looking for a health policy. Can I avail a senior citizen plan even if I have multiple diseases?

Ans: Every health insurer comes with a certain entry age to avail health insurance policy. For an example, people between 60 and 75 years can avail senior citizen health plan from Star Health. If the senior citizen has many ailments the team of medical underwriter will evaluate proposer’s medical report and make the final decision. If you want more information you can call us on 1800-258-2584. Read More

Ques: My father is 77 and my mother is 74 year old. I am looking for a health plan for both of them. Kindly suggest some good plans.

Ans: There are plans available like Bajaj Allianz or star Health senior citizen plan for your mother. For more information you can reach us by calling on 1800-258-2584. Read More

Ques: Hi, at present me and my wife are covered under my company’s health scheme. But I will need a personal plan after my retirement. Should I take any initiative now or should I start just before the retirement?

Ans: You need to check all your options before taking any decision. You can call us on 1800-258-2584 and check your available options. Read More

Ques: Q. I already have a health policy for myself. But I want to change it since it is expensive. I have already covered waiting period in my existing cover and I want to enjoy this benefit in the new plan as well. Please help me with the whole portability process.

Ans: Please call us on 1800-258-2584 and get all your queries answered Read More

Ques: What is the age bracket for senior citizens to be eligible for travel insurance plans?

Ans: Most of the major travel insurers operating in India consider 60-80 years for senior citizen. For more information you can call us on 1800-258-2584. Read More

Ques: I am a senior citizen and I want health insurance plan for myself

Ans: You are requested to visit our senior citizen health insurance page by following the link provided below. On this page, you can fill in the details on required field to get a list of senior citizen health plan. If you compare these plans in terms of premiums and other features you can select the best plan. Read More

Ques: I am looking for a senior citizen health plan.

Ans: Please enter your details on our page dedicated for senior citizen health insurance and get multiple policy quotes to compare. When you compare policies in terms of features and premium you can select the best plan.
https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Is it possible to insure my car which was manufactured in 2002?

Ans: Although, it is not possible online, our team can help you with the traditional method to insure your car. You can reach us by calling on 1800-258-2584. Read More

Ques: I want to renew my existing car insurance cover. There has been a change in owner’s name. My father was the owner last year and in this year it has been transferred in my name. If I take the car policy for any other insurer in next year will I lose the benefits accumulated?

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Ques: I am looking for a health policy that covers Lasik treatment?

Ans: Health policies typically cover Lasik or any such eye or dental treatment when the necessity arises out of an accident. Cosmetic and power correction treatments in normal circumstances are not covered under any health policy available in India. Read More

Ques: My bike is registered in 2009. What will be the minimum amount for renewal policy?

Ans: You can follow the link below to compare various quotes to find the plan with lowest premium. Here is the link to visit our portal’s dedicated section for two-wheeler section. Read More

Ques: Hi, my car insurance policy expired and now I want to insure it online. Is it possible?

Ans: You can Read More

Ques: Can I shift the NCB from my old car that I sold to the new policy that I am going to purchase for my new car?

Ans: Yes, you can transfer the NCB of your previous car to the premium of your new car’s policy. Read More

Ques: I have recently bought a second-hand car and I want to change the policy from third-party to comprehensive. Please help me.

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Ques: Why insurance companies decline policies when policyholders make many claims?

Ans: Insurance companies usually don’t have a problem in issuing a policy, however, insurers prefer to remain cautious. If a policyholder makes too many claims, insurance providers assess the genuineness of the claims. In case they find out fraud claims they have the right to discard any policy. Read More

Ques: I got my car insured from National Insurance Company this year. In the first year, my car got some minor damage and I went to the authorised dealer in my locality for claims. I have registered a claim request with my insurance company; however, the deal is still taking time to survey and delaying the whole matter. What should I do?

Ans: Once your claim request is registered with your insurer you don’t have to worry. You just have to keep the claim reference number in place. Since the damages were occurred during the tenure of a valid cover your insurer has to bear expenses. Read More

Ques: To provide you with the best policy options we need some more details. Please reach us on 1800-258-2584 and share your requirements in details. You will get back to you with a list of policies that suit your needs.

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Ques: I have bought a second hand car. I want to insure the car to get new registration certificate. Please guide me with the whole procedure.

Ans: Insurance is mandatory for the transfer of ownership of car. So, you should buy a comprehensive auto insurance plan and then proceed to ownership transfer. Here is a fantastic blog that you should read to know ways to reduce premium of your comprehensive car plan. You are requested to follow the link below and visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans and choose the best auto insurance plan in India as per your requirement. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, is there any health policy that offers coverage for people with previous history?

Ans: All health insurers have their own set of terms and conditions to insure individuals. It depends largely on the health conditions of the individuals so if you please provide a bit more details we can suggest you some great plans. Read More

Ques: Currently, my NCB is 65% and I am going to make a claim this year. How much claim will I get on next renewal? According to my car insurance company, no NCB will be carried forward on next renewal. But I read otherwise. Please clear out my confusion.

Ans: You are most likely not get any NCB on next car insurance renewal. Insurance companies reduce NCB to zero once a claim is made. Read More

Ques: Can you please tell me the beneficial aspects of having a car insurance policy in India?

Ans: First of all third-party car insurance is legally mandatory in India. Secondly, a comprehensive car insurance plan is very beneficial as it not only covers third-party liabilities but also provide coverage for the damage of the insured car due to theft or accident. If you avail add-on covers, you will get even better coverage. Read More

Ques: Hi, I have a valid car insurance plan and I want to lodge a claim as my car met an accident recently. Please specify the documents that I need to make a claim request?

Ans: To make a successful claim request you need to submit some essential documents. Here is a list of documents;
• Claim form
• driving license copy
• Copy of RC of vehicle
• Policy copy
• FIR copy in case of third party injury and theft
• Original receipts of Repairs
Read More

Ques: Hello, I want to know what types of damages are not included in a car insurance policy in India?

Ans: Comprehensive car insurance policies offer extensive coverage.  If you opt for add-on covers you will get even wider coverage. However, car policies come with some exclusion and here are some of the major ones;
• Electrical or mechanical breakdown
• Depreciation
• Driving under influence of drugs or alcohol
• Intentional Accidental loss
• Wear and Tear of vehicle
• Contractual liability
• Speed testing
• Vehicle driven without valid license
• Consequential loss
Read More

Ques: My car insurance expired couple of months ago. My car manufacturing year is 2007 and I want to renew the policy. What to do?

Ans: Our team will contact you to initiate the offline insurance renewal process very soon. For further queries you can call us on 1800-258-2584. Read More

Ques: Hi, is it possible to shift my existing NCB from an old car to a new car?

Ans: Many policyholders shift from old vehicle to a new one and purchase a new policy. But, it is also possible to shift an existing policy with NCB. When you sell your old vehicle you are supposed to get the NCB certificate. From the date of your selling of old vehicle, you will have 3 years time to get NCB on your new vehicle. Read More

Ques: I don’t want to pay a lot for the premium of my car insurance policy. Can you please suggest me some definite ways of reducing premium?

Ans: There are some definite ways of lowering your car insurance premium. You can minimize the IDV of your car to reduce the premium. You can also install anti-theft devices in your car to be eligible for discounted premium. If you don’t make any claim in a given policy year your premium will be reduced in next policy year. Moreover, if you are associated with certain professions like if you are a doctor you are also entitled to get discount on premium. Read More

Ques: Hello, I am looking for a car insurance to protect my car engine as I live in a rainy area. One of my friend’s car’s engine was damaged due to water but his claim request was rejected. Can you please tell me which car insurance policy in India will protect my car engine?

Ans: Regular car insurance plans offer coverage for accidents and theft, damage of car engine due to water is excluded from the coverage. However, you can avail add-on covers to protect engine. Engine protector is one such add-on cover that is specifically designed to protect car engine. Replacement or repair of gear box and internal parts of engine are covered under this add-on. You need to pay additional premium to avail this add-on cover. Read More

Ques: Hello, I want to renew the car insurance plan for my car. What will be the charges?

Ans: Car insurance renewal charges depend on the details of the car. You are requested to follow the link below to visit our page for car insurance renewal. You just have to put in the details and get a list of policy quotes to compare and select the best one.
https://www.gibl.in/car-insurance/ Read More

Ques: Hi, my car policy has expired one and a half month back. The base city for my previous policy was Chennai, but now I am relocating to Pune? Should Pune be the base city for my new insurance policy? Please advice.

Ans: You can choose any one city as your previous policy has expired. Your insurance company will carry out a survey before issuing new cover and you have to bear the entire cost of inspection. Read More

Ques: Hi, I have car insurance from HDFC. Can anyone tell me if I can get coverage for misfuelling if the fuelling station is at fault?

Ans: Insurance companies don’t entertain claims for misfuelling; however, you can lodge complaint against fueling station as it is their fault. Typically, car insurance providers offer coverage for damages due to accident and theft. Read More

Ques: I want to insure my four-wheeler. The car was manufactured in 2010. Please provide me some quotes.

Ans: You can visit the link given below and fill in some necessary details to get a bunch of quotes from various leading car insurance companies operating in India. https://www.gibl.in/car-insurance/ Read More

Ques: Hello, the renewal date for my car insurance is over by more than 90 days. In this situation, I am clueless about how to go for car insurance renewal process. Please help me.

Ans: In this scenario, you need to contact any car insurance company you like. The company will send a surveyor to inspect your car. Once the inspection is over the process of your car insurance renewal will begin. Read More

Ques: Hi, I need to renew my car policy in the coming month. Can you please tell me an easy way?

Ans: The easiest way to renew your car is by going online. You can visit the link below and put in your car details to get a host of policies to compare with. https://www.gibl.in/car-insurance/ Read More

Ques: My current car policy has expired and I want to renew it. Please tell me how to get the best policy?

Ans: You can follow the link given below to grab the best car renewal policy for your car. You just have to submit a few details and you will get a bunch of policies to compare with. https://www.gibl.in/car-insurance/ Read More

Ques: Hello, the drop-down menu of car registration date doesn’t allow me to put a date before 2001. So, GIBL doesn’t cover old cars right?

Ans: The IDV for older cars is variable and depends on owner. Since the IDV is not fixed premiums will tend to vary as well. You cannot make comparison of premiums as they are not fixed. Read More

Ques: I am looking for a travel insurance policy that covers UK, Ireland in Europe, please help.

Ans: You can check out our travel insurance page to choose your travel destination by following the link given below. You can also reach us by calling on 1800-258-2584.
https://www.gibl.in/travel-insurance/ Read More

Ques: Is portability possible on your portal? If yes, how to go about it?

Ans: Yes, portability of insurance plan is possible on our portal. We can call us on 1800-258-2584 for assistance. Read More

Ques: I am looking for a travel cover that covers accident, illness for me and my spouse as we plan to visit US. I am 59 and my wife is 60 year old. Please suggest me some good travel plans.

Ans: You can follow the link given below to put in your details on out travel insurance page. Upon providing details you can get a list of travel policy from where you can select the best plan according to your requirements.
https://www.gibl.in/travel-insurance/ Read More

Ques: I want to buy an international travel insurance policy for my mother-in-law who is 65 year old. Tenure would be 1 year and am looking for a plan with maximum coverage. Please help me find one.

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Ques: I am 40 years old and I want to know which health policy cover pre-existing diseases. I want to avail ayurvedic treatment; can you please tell me which halth plan offer cashless hospitalization?

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Ques: How to estimate the adequate health cover for every individual in a family?

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Ques: Hello, I bought a car in 2011.The car is registered in Delhi and I am now looking for a comprehensive car plan? Please help.

Ans: If you visit the link given below you will get several options to compare simply by filling in some details. Aside from comprehensive cover, you can also opt for zero depreciation cover to get extra coverage. You can further choose to buy add-on covers. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, I have a valid car insurance plan. Is it possible to retrieve my policy number if the car registration number and owner’s name is provided? Ans. You can get in touch with our customer care service and provide your car registration number. They can find out the policy number by searching through your car registration number.

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Ques: Hi, I am looking for best policy to insure my car. Please help me.

Ans: Car insurance policy depends on many factors such manufacturer, model, registration year. To compare multiple policies you can visit our page by following the link below and submit the details. By comparing various policies you can pick the best one.
https://www.gibl.in/car-insurance/ Read More

Ques: I need assistance in renewing my car insurance policy.

Ans: If you want to save on your car insurance renewal, here is a fabulous blog for you. You are also requested to follow the link below and visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans for renewal and choose the best auto insurance plan in India as per your requirement. https://www.gibl.in/car-insurance/ Read More

Ques: I want to renew the policy for my Santro car. Please suggest me some good plans.

Ans: Please follow the link given below and visit our car insurance renewal page. By providing few details you can compare various policies and select the best plan among them. Read More

Ques: Q. What type of health insurance plan should an unmarried mal take who is going to get married shortly?

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Ques: Hi, I want to buy senior citizen health policy after comparing various plans.

Ans: The best way to find the best senior citizen health policy is by comparison of multiple similar plans. You can make this comparison easily on our portal by submitting your details. Here is the link to reach our portal.
https://www.gibl.in/health-insurance Read More

Ques: Hi, my father is 62 year old and he is diabetic. I want health insurance policy for him. Please help.

Ans: There are two very good health plans available for people with diabetes. Both National Insurance Varistha Mediclaim and Star Health Diabetic Safe are good plans for diabetic people. If you want to avail a regular health plan premium will be increased as diabetes will be considered as a pre-existing condition. Read More

Ques: Hello, my Alto car insurance plan has expired about 8 months ago. I want to renew it. What are the options I have in terms of premium?

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Ques: I own a Maruti car since 2002. I want to renew its third-party cover. But I am not getting any option online. Kindly help me.

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Ques: I have recently bought a second-hand car. The insurance of the car is expired and I don’t have the policy papers. Is it possible to secure a new cover for the car?

Ans: You can get in touch with any car insurance company you prefer. Since the last policy has expired the insurance company will send a surveyor for inspecting your vehicle. Once the inspection is done, you will get a new cover for your newly-purchased vehicle. Read More

Ques: Is it possible for any insurance company to refuse to renew any health plan for reason like ‘exit age’?

Ans: If the clause ‘exit age’ is mentioned in the policy wordings the company can rightfully withdraw any health policy. For more clarification you can reach us on 1800-258-2584. Read More

Ques: I want a health cover for my 65 years old father who is diabetic.

Ans: Read this blog to gather information about senior citizen health policy. . You are also requested to visit the senior citizen health insurance page on our portal. You can compare multiple health policies in terms of benefits that you want to pick the one with lowest price. Here is the link to the senior citizen health insurance section of GIBL portal. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Insurance companies allow IDV of a car to increase by 10%. I want to know if I pay more for the premium because of increased IDV, will my insurer pay the full amount in the event of any accident?

Ans: Although IDV is the maximum amount that your insurer can pay, it is not necessary that your insurer will pay out the full amount. The payable amount is determined by each event. Read More

Ques: I want to buy a two-wheeler insurance policy. Please help me find a good deal.

Ans: You can visit the two-wheeler insurance policy page on our GIBL portal. By submitting details you can get to compare multiple quotes on the basis of premium and other features. Our portal also allows for direct purchase so you can avail the policy from our portal only. Read More

Ques: My two-wheeler is due for re-registration and its insurance is also due for a few years. I just have the RC book of my two-wheeler. What to do now? Please advice.

Ans: You can make application for new insurance. Once you select a particular insurer and contact them for the same they will send a surveyor to inspect your two-wheeler. After the whole process, new policy will be issued for your two-wheeler. Read More

Ques: I want to have two-wheeler insurance. Kindly tell me how to put registration number to see quotations.

Ans: To get a list of policy quotes you need to put in the complete registration number. A list of policy always helps to compare and find out the best quotation. Read More

Ques: I need to renew my two-wheeler insurance policy. Please help me with the whole process.

Ans: You can visit the link mentioned below to arrive on our two-wheeler insurance page. You need to submit details of your two-wheeler and previous policy. Once you do that, you will get a list policies to compare premium and features. When you select the best plan you have to follow the instructions to buy the plan from GIBL portal to renew the insurance. https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: I have a Bajaj Pulsar bike. I want to renew its insurance plan. Kindly help me with the process.

Ans: Please follow the link provided below to visit the two-wheeler section of our portal GIBL. You simply have to follow the instructions to compare, find and buy the policy. https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: I want to know whether medical insurance plans cover accident risks or not?

Ans: Injuries due to accidents are covered in health insurance plans from the very beginning. For more information, please call us on 1800-258-2584. Read More

Ques: I am planning to buy a two-wheeler shortly. Kindly advice me how can I find the best insurance plan with lowest price?

Ans: The best way to trace out a two-wheeler plan with beneficial features at the lowest price is comparison. If you compare multiple policies side by side you can easily select the best plan. Here is the link to the page where you can compare various two-wheeler insurance plans. https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, my last two-wheeler policy has expired already. Is it possible to renew it now? Do I have to take a new policy?

Ans: Since you previous two-wheeler insurance has expired you need to take a new policy. You need to apply to the new insurer and your two-wheeler may be inspected before issuing new policy. Read More

Ques: Hi, my last two-wheeler policy expired four months back. Now I want to renew the policy. Please tell me the whole process.

Ans: You can renew you two-wheeler plan with any insurance provider you prefer. You just have to contact them and the company will send a surveyor to inspect the car. Read More

Ques: Hi, is it possible to get a good two wheeler insurance from GIBL? Please help.

Ans: Yes, you can compare and get a good deal on two wheeler insurance on GIBL. You just have to put in the details of your vehicle and you will get a list of two wheeler policies to choose the best one. https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, my car insurance plan has expired recently. Now I want to renew the cover but my insurer is asking me to paint the scratches that are on my vehicle otherwise they won’t issue a new cover. What should I do?

Ans: Insurance companies consider scratches as dents and hence there is a scope for claim arises. The decision of not providing insurance for your car depends largely on the volume of scratches. You can contact us on 1800-258-2584 to resolve your issue. Read More

Ques: Hi, I want to get two-wheeler insurance for my vehicle. Kindly assist me.

Ans: You can provide you and your vehicle’s details on our portal. You can then compare a list of two wheeler plans to select the best policies as per your requirement. Here is the link that will land you on the page designated for two-wheeler policy. https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, I am looking to renew my two-wheeler insurance plan. Buy I am unable to put the registration number on the page for two-wheeler insurance comparison. Please clarify.

Ans: The registration number is the number of your vehicle. You just have to put this number on the page to compare various two-wheeler plans. Read More

Ques: Hi, I already have two-wheeler insurance from ICICI Lombard. I want to renew it with some other insurer now. Please suggest me insurance company that will provide me maximum benefit in return of minimum benefit.

Ans: The best way to find a policy with lowest premium and maximum benefit is comparison. You can compare a list of two wheeler policies on the basis of features on GIBL simply by putting in the necessary details. You can compare plans by following the link below. Read More

Ques: Hi, Can you please tell me how can I compare policies for two wheeler insurance?

Ans: You can compare various two-wheeler policies on GIBL two-wheeler insurance page. You have to put in the details of your two-wheeler on the portal. Based on the details you submit, you will get a host of policy quotes to compare. You need to follow the link given below. Read More

Ques: Hello, my two wheeler policy has expired and I want to renew it now with a new company. Please suggest me the right way of going about it.

Ans: You have to choose any two wheeler insurance company and contact them. The insurer will send a surveyor to inspect your two-wheeler. You will get a new policy after the whole process. Read More

Ques: Hello, I want to renew the insurance for my bike but the problem is I lost the previous policy number. How can I proceed? Please help.

Ans: You can get in touch with your two-wheeler insurance company, they can retrieve the policy number through your vehicle registration number. Once you recove the policy number you can renew your bike easily. Read More

Ques: Hello, I want to renew my two-wheeler online. Kindly help me.

Ans: You can renew two-wheeler online with GIBL effortlessly. You have to submit the details of your two-wheeler on the portal. Upon submitting details you will receive a list of policies to compare. You can select the best plan among them to renew your two-wheeler. Read More

Ques: I want to avail a critical illness policy, not a regular mediclaim plan. My preferred sum insured is Rs. 3 Lac. Please suggest me some god plans along with premium and benefits.

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Ques: Hi, my friend is diagnosed with HIV positive. He has a spouse and two children. Which plan should he take? And, should he disclose the fact for his existing LIC plans?

Ans: Your friend can take Star Unique Health which is a good plan for HIV patients. For his family he can take a separate health plan. It is better to disclose the fact to avoid the rejection of the claim, if the withheld information is discovered later. Read More

Ques: Hi, I have two health plans for my family. One was mediclaim and the other one was taken from Royal Sundaram. I am now 63 year old and I want to shift to different insurer. Is it possible? I haven’t made a claim yet but my wife made one claim of Rs. 80k. Pease advise.

Ans: Within the newly introduced portability option you can shift your existing policy to a new insurer. But, you have to follow the rules and regulations. You need to apply 45 days prior to renewal. If you are looking for a good critical illness policy you can check Star Criticare Plus. Read More

Ques: Hi, I have a regular health policy but I am diagnosed with a critical disease. Will my health policy cover my critical illness after the waiting period or do I have to take any separate critical illness plan?

Ans: Regular health policies cover hospitalization expenses be it for critical illness or not after the pre-specified waiting period. Read More

Ques: Hi, I have a query. My one kidney was removed due to failure 2 years ago. Will this be considered as disability and am I eligible for benefit under 80U?

Ans: Some specific conditions are considered as disability such as Low vision, Hearing impairment, Leprosy-cured, Blindness, Mental retardation, Mental illness, Locomotor disability. Hence, your condition is not eligible for benefit under 80U. Read More

Ques: Hi I want to avail a health policy for my parents that cover both normal and critical illness. My parents are 67 and 62 respectively. Please suggest some good plans.

Ans: There are many health plans available that cover critical illness. The best thing you can do is follow the link below and fill in some details to get a host of health insurance policies. You can compare these policies on the basis of your requirement and select the best one. https://www.gibl.in/health-insurance/ Read More

Ques: Hi I am looking for a health plan that covers pre-existing critical illness because I am diagnosed with multiple sclerosis.

Ans: Pre-existing diseases are covered under a health plan only after a specified waiting period which is usually 2-4 years. Read More

Ques: Hello, I want a health insurance plan for myself, my spouse and our two children. The plan should offer cashless pre and post hospitalization and cover fever and critical illness. Please help.

Ans: You will get many health plans that suit your needs. You just have to visit the link below and put in your details. You can compare a list of health policies to choose the best. https://www.gibl.in/health-insurance/ Read More

Ques: Hello, I have a family mediclaim plan from with cover amount of Rs. 3 Lac for me, my wife and my child each. I am now looking for a critical illness plan with coverage for stroke, heart ailments. Please tell me how much I will get in claim if one diagnosed with critical illness.

Ans: You can choose from plans like Apollo Munich Easy Health Exclusive, Bharti AXA Smart Health, IFFCO Tokio basic and critical health plan. If you want more option you can visit the link below and get a host of policies to choose from. https://www.gibl.in/health-insurance/ You will be paid a lump sum amount on diagnosis of critical illness irrespective of actual costs of treatment. Read More

Ques: Hello, I bought a health plan from Bajaj Allianz with cover of R. 30 Lac. Now I am searching for a comprehensive health plan with coverage of around Rs. 15-20 Lac. The health policy should cover me, my wife and my child. Kindly help me find a good plan.

Ans: Since you are looking for coverage of Rs. 15-20 Lac you can opt for Max Bupa’s Heartbeat plan. It is a very comprehensive plan. You can also avail two separate family floater plan with your required cover. You can get a list of quote and compare other features of health plans from the link given below. https://www.gibl.in/health-insurance/ Read More

Ques: I am unable to find the name of the car manufacturer in the drop down in the car insurance section of your portal.

Ans: Our experts will contact you soon to resolve your issue. For any further assistance feel free to call on our toll free no. 1800-258-2584. Read More

Ques: My car insurance renewal is due in next January. But the problem is I lost the policy paper. Is it possible to retrieve the lost paper by my insurer?

Ans: You need to visit your car insurance company and provide the car registration number. The insurance officials will track down your policy and you will obtain a duplicate policy copy along with policy number. Read More

Ques: I want to know the claim settlement record of leading health insurance companies in India.

Ans: Read this blog to gain first-hand information about claim incurred ratio of India’s best health insurance companies. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: I want to avail a health policy for my parents. Kindly suggest me the best health insurance provider.

Ans: Our experts will get in touch with you soon to look after your parents’ health policy requirements. For more clarification you can reach us on our toll-free no 1800-258-2584. Read More

Ques: Hello, I have possessed a car insurance policy for the last 5 years and I have not made any claim yet. Can you please tell me how much NCB have I accumulated in 5 years?

Ans: Car insurance companies provide NCB automatically at the time of renewal provided no claim has been made. The percentage of no claim bonus varies from one insurer to another. Typically the NCB is 20 to 50% of the original premium. Read More

Ques: Hello, I have a Santro zipplus 2002. Is there any car insurance company available to insure my car?

Ans: There are many car insurance companies available in India that offer coverage for your car. You can visit the link below and fill in some details. You can compare a host of policies to select the best plan for your car. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, I want to renew the insurance of my car and I want to know different companies’ rate.

Ans: To know various companies’ rate you just have to visit our portal and put in a few details. Once you get some rates you can compare them and choose the best one. Read More

Ques: Does any health insurer that you have tied up with provide cashless hospitalization in Kashmir?

Ans: Health insurers like Bharti Axa, L & T and Star Health have hospital network in Kashmir. Read More

Ques: Hello, I wanted to know, is it possible to purchase third-party insurance online?

Ans: At present, you cannot get a third-party car insurance online, however, you can always check out a host of comprehensive plans online. Read More

Ques: Hi, I am looking for a good health policy for my parents. Please guide me.

Ans: To avail a good policy for parents you need to be mindful of the following points. You should look for a health plan with lifetime renewal option, minimum waiting period to cover critical illnesses, higher sum insured and less exclusion. You can compare plans on our portal by putting in these criteria by following the link below. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I want to know about senior citizen health insurance plan.

Ans: Feel free to cal us on our toll-free no 1800-258-2584 and our experts will provide with all the information you need about senior citizen health policy. Read More

Ques: I am buying a new car. How to transfer my existing car policy to my new car?

Ans: You can contact us and amend the current policy. There can be difference of price and alteration in underwriting criteria for the new car. You also may have to produce third party cover of your old car and the sell letter. Read More

Ques: I am looking for a health policy that covers congenital heart disease.

Ans: Star Health offers coverage for pre-existing heart diseases. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: I want the best health insurance policy in India for my mother.

Ans: You are requested to follow the link below and compare some family health plans by entering some basic details so that you can select the best available family mediclaim policy in India. https://www.gibl.in/health-insurance/ Read More

Ques: I want to gain information about health insurance. Please help me.

Ans: You can go through this blog to gain information about individual health policy. For more clarification you can call on our toll free no 1800-258-2584. Read More

Ques: Hello, I want to renew my car insurance plan. Please guide me with the whole process.

Ans: You can follow the link below and visit the page dedicated to car insurance on our portal. You can get multiple policy quotes for the renewal of your car insurance. By comparing those plans you can get a good a policy to renew the car plan.
https://www.gibl.in/car-insurance/ Read More

Ques: I want to renew my health insurance online.

Ans: Our experts will contact you to provide you with the service you are looking for. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: I am looking for health policy with coverage for new born baby.

Ans: One of Max Bupa’s plans has this feature with terms and conditions. Other health plans cover new born baby from 91 days if their parents are covered as well. Read More

Ques: I need health insurance plan for child only.

Ans: Our representative will get in touch with you to look after your policy requirements. For more queries you can reach us on our toll free no 1800-258-2584. Read More

Ques: Hi, I am 27 years old and my parents are senior citizens. I want a health insurance plan that covered all three of us. Kindly assist me.

Ans: Our expert will get in touch with you soon to help you about policy related information. For more information you can reach us on our toll-free no 1800-258-2584. Read More

Ques: I am 25 years old and I have asthma. I want a health insurance that covers this disease.

Ans: Please note that all health plans available in India comes with terms and conditions for coverage of pre-existing disease. However, our representatives will contact you soon to provide you with the service you are looking for. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: Hello, my insurance for car has expired. I want to insure my car again, please help.

Ans: Once the plan is expired you cannot renew it online. However, our team can help you get the policy offline. You will soon get a call from our end. Read More

Ques: Hi, I am 58 year old and my wife is 57 year old. We are looking for a health insurance policy that covers surgery and critical illness.

Ans: You can follow the link below to visit our health insurance page. By submitting your details you can compare a list of health policies that cover critical illnesses. However, there are many types of surgeries available so we need to know which type of surgery you want to have in coverage. You can call us on 1800-258-2584 and get all your queries clarified. Read More

Ques: For the past 3 years I am under a health plan provided by my employer. But now I want to change the plan and shift to a personal health plan. I don’t want to miss the benefits of existing policy such as waiting period.

Ans: According to the rule of Health Insurance Portability and Accountability Act of 1996, you can port the health plan provided by your company to a personal health plan chosen by you. Read More

Ques: I wanted to compare car insurance plans for my vehicle. But I am having trouble in entering the registration number.

Ans: Our experts will get back to you soon to resolve your issue. For any further assistance you can call on our toll free no. 1800-258-2584. Read More

Ques: Hi, I want a medical insurance cover for a child suffering from Phimosis.

Ans: Star Health plans are good for phimosis. However, coverage is applicable after full diagnosis. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hello, I am 65 year old. Can I get health insurance policy for myself?

Ans: Yes, there are some good health plans available for you. You can choose among plans like Star Senior Citizen Red Carpet Health Insurance, Apollo Munich Optima Restore, Max Bupa Heartbeat Gold. Read More

Ques: I am having a health insurance policy of Rs. 3 Lakhs from Star Health from 2010. I want to port this plan to a different insurer for better service. Please suggest me some good plans.

Ans: You can consider providers like Religare, Max Bupa, Apollo Munich to port your current insurer. For more assistance you can call on our toll free no 1800-258-2584. Read More

Ques: Can you please tell me the difference between cashless claim and hassle-free claim?

Ans: The cashless claim means you as a policyholder need not top pay from your pocket. Your insurance provider will pay directly; however, you need to choose a garage within the network of the insurer to avail cashless claim. Hassle-free claim simply means your claim process will be done smoothly whether it is cashless or not. Read More

Ques: I am looking for a car insurance policy for my Mercedes Benz. Is it possible to get a plan from your portal?

Ans: You can choose car policies for as many as 34 models of Mercedes Benz on GIBL portal. You just have to put in the details to compare a host of policy quotes. Read More

Ques: My car cover has expired in the last month. I want to renew the cover, kindly suggest me some good plans.

Ans: You just have to visit the link below and put in all the necessary details to get a host of car policies to choose from. You need to compare these quotes and select the one that suits you most. Read More

Ques: I have to renew my car insurance plan next month. Can you please guide me with the whole procedure?

Ans: Renewal of car insurance plan takes just 5 minutes online. You need to go to the link given below where you can compare various policy quotes for renewal after submitting details. Once you find a plan that suits your needs and budget you can purchase the plan right from the portal. Read More

Ques: Hello, I want to renew my car insurance policy. The last policy expired in 2009. Is it possible to pay in cash if I renew the cover from GIBL portal?

Ans: Your last policy was expired quite some time ago. You need to get in touch with your insurer and the provider will send a representative for inspection. Once the inspection is over the renewal process can be done. Read More

Ques: I wanted to compare premiums for renewal of my car policy. However, when I wanted to put in the expiry date of my previous policy it was not allowing me to put in a date older than 2011. Can you tell me the reason?

Ans: The portal shows fixed premium for renewals of policies that expired less than 3 months ago. Since the expiry date of your car policy is older than 3 months you couldn’t put in date older than 2011. Read More

Ques: Can you please provide me complete details of car insurance plans of some reputed companies?

Ans: You can make calls on 1800-258-2584 or drop us a mail at info@gibl.in . We will get back to you with all the latest car insurance plans available in India. Read More

Ques: I am looking for a better deal for the renewal of my car policy. Who should I talk to?

Ans: You can make calls on 1800-258-2584 or drop us a mail at info@gibl.in. We will help you get a better deal for the renewal of your car policy. Read More

Ques: I want to renew my car insurance plan. Please help.

Ans: You can drop us a mail at info@gibl.in or make calls on 1800-258-2584.You will receive all possible assistance from our end to help you renew your car policy with best insurers in the market. Read More

Ques: I am looking for a car insurance plan where I can pay the premium on yearly basis and avail interest as well.

Ans: All car insurance plans in India require premiums to be paid yearly. Policyholders don’t get any interest from the premium they pay. Read More

Ques: Please suggest me some ways to reduce my car insurance premium?

Ans: There are three ways to bring down the car insurance premium. Firstly , you can reduce the IDV of your car, secondly, you opt for voluntary deductible and finally you can avail own damage discount from your car insurance company. Read More

Ques: Hello, I am from England, can I buy a car insurance from GIBL?

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Ques: Hi, can I buy a car insurance policy in 5 minutes?

Ans: If you choose to buy insurance online you surely can. If your policy has not expired you can renew it buy paying premium within 5 minutes. For new policy you can call us on 1800-258-2584. Read More

Ques: I am looking for a health plan. Can you please time what is the advantage of availing a health policy through GIBL. ?

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Ques: Hello, my parents are 65 and 64 years respectively. I want to gift them the best health insurance plans available in India. Kindly guide me to find a good one. What are things that I have to consider while buying a health cover for my parents?

Ans: Since your parents are over 60, you can get senior citizen health plan for them. While choosing one, you should consider the sum insured amount, coverage, exclusion. You should also consider claim-loading and co-pay condition. Some of the best senior citizen health plans include; Apollo Optima Senior, Religare Care, Bajaj Allianz Silver Health., Star Health Red Carpet and Max Bupa Heartbeat. Read More

Ques: I want to avail a health insurance plan from Apollo Munich. Is it a a safe company to deal with? Want your opinion.

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Ques: Hello, I am on the lookout for a health plan that offers coverage for child birth and maternity. Please name some good plans.

Ans: There are some plans available that meet your needs, however, after a certain waiting period. Some of the plans are Star Health Wedding Gift, Max Bupa Heartbeat, Apollo Easy Health. Read More

Ques: I am looking for the best health policy for my family. Can you please give me details of the best policies available?

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Ques: I am interested to buy a mediclaim plan from United Insurance. Tell me how long I can renew my policy?

Ans: Most mediclaim policies on offer by Untied Insurance come with a lifetime renewal option. This means as long as you are continuing your mediclaim plan you can renew it for the lifetime. Read More

Ques: I have been possessing a mediclaim policy for the past 5-6 years. It is possible to transfer my policy along with all the bonuses to a different provider?

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Ques: I am looking for a health plan that covers my parents and young sister. My parents are 52 and 48 year old and my father is a chronic diabetes patient for past 10 years. Please tell me which plan should I go for? I want cashless hospitalization facility.

Ans: There are many family floater health plans that cover whole family. You can compare health plans from leading insurers like Oriental Insurance, Religare, Max Bupa, Apollo Munich. When you inform your TPA or your insurer about hospitalization your insurer or TPA will make all the necessary arrangements to facilitate cashless treatment. You might have to pay a bit more for premium for your father’s diabetic condition. Read More

Ques: Hello, I want to buy a health insurance policy for my 11 month old baby boy. Can you please suggest me some suitable plans?

Ans: At least one of the parents of your baby boy needs to be included in the same insurance plan. Some of the comprehensive health policies that you can select for your baby boy are Religare Care, Star Health Medi Classic, Apollo Munich Easy Health, Max Bupa Heartbeat. Read More

Ques: Hi, I have purchased a health cover for me and my spouse from HDFC. I want to know if the policy can be shifted to any other provider. If it’s possible will the new insurer consider it as a fresh policy?

Ans: Yes, you can certainly shift your existing policy to a new vendor. Health insurance portability makes it possible without having to consider the policy as a new one. All the bonuses and discounts like waiting period you have accumulated so far will be counted by your new insurance provider. Read More

Ques: Hello, I am searching for a health plan that offers coverage for Ayurvedic Treatment.

Ans: Some health policies offer coverage for Ayurvedic treatment that you can avail. Based on your budget, you can compare policies like Star health Medi Classic, Apollo Munich Insure Health, HDFC Ergo Suraksha Silver and select the best one. Read More

Ques: Hello, I want to buy a health plan that offers cashless treatment facility. Please help.

Ans: Health insurance plans offer coverage for medical expenses. If you want to avail cashless facility you need to seek treatment in a hospital that is in the network of your health insurance provider. You just have to inform your insurer or the TPA in advance to get the approval at the right time. To select the best health plan that offers cashless treatment facility in your vicinity you can go through the portals of health insurers and find out their list of network hospitals. Once you find a network hospital in your locality you can pick that health insurer. Read More

Ques: Hi, I am 25 year old and I want to avail a health plan with critical illness coverage. Suggest me some good plans please. And, also tell me how much do I need to pay for premium?

Ans: Most health plans available in India cover critical illness. The premium depends on lot many factors. If the sum insured amount is Rs. 2 Lac you might have to pay Rs. 2-3k per annum. Read More

Ques: Hi, I am looking for the best mediclaim plan for my parents, spouse and children. Please help me find the best plan.

Ans: To find out the best health policy for your family, you need to be clear about your requirements. You have to determine the coverage, sum insured amount and if any other specific requirement you have. Once you know what you need, the process of finding the best mediclaim plan will become lot simpler. Read More

Ques: Can you please tell me the ideal health plan for a family that consists of 3 members?

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Ques: Can you please tell me about the L & T health insurance plan?

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Ques: Hello, my entire family is migrating to Australia. We have decided to stay and work in Australia on permanent basis. I am looking for a health policy that offers hospitalization coverage in overseas hospital. Please help me.

Ans: If you buy a health plan from any Indian health insurance company you will get coverage for Indian hospitals only. You won’t get any coverage for any overseas medical expenses. You need to avail a health policy for your family in Australia only. Read More

Ques: Hi, I am a student and I want to avail a mediclaim policy that I can possess for a long period of time? Does any such mediclaim policy exist? If yes, do they come with international coverage, discount or any other facility?

Ans: Most mediclaim plans that are available in India can be purchased by students. Although these plans don’t offer international coverage but you can gain no-claim discount if you don’t make any claim in a particular policy year. Read More

Ques: I want to buy health plans for my parents. My father is 58 year and my mother is 54 year old. My father has long been suffering from high blood pressure. Please suggest me some good health policies.

Ans: There are many health policies available for your parents. You can compare plans like Religare Health Care, ICICI Lombard iHealth, Max Bupa Heartbeat. Your father’s blood pressure or any other existing condition will be covered after a certain waiting period mentioned in the policy wordings. Read More

Ques: Hello, I am searching for a health insurance plan that offers maternity benefit in the 1st and 3rd year. Can you please provide me a list of such health policies?

Ans: Most health plans offer maternity benefits after 2-4 years. Some of the best health policies with maternity coverage are Star Health Wedding Gift , Max Bupa Heartbeat, Apollo Easy Health. Read More

Ques: Hi, I have bought a health plan from Bajaj Allianz. I want to undergo LASIK surgery. Will it be covered?

Ans: Regular health plans don’t cover LASIK Surgery. But, to be confirm you can make a call to the customer care representatives of Bajaj Allianz. Read More

Ques: Is there any health plan that covers pregnancy from the very first year?

Ans: unfortunately, there is no such health plan as of now that offers maternity coverage from the first year. All health plans offer such coverage after 1-4 years. Read More

Ques: Hello, we are on the lookout for a family floater health plan that covers pre-exisitng conditions such as elbow surgery. Please help us find a suitable health plan.

Ans: Most health insurance policies available in India cover pre-exisitng conditions. However, you should note that policies cover such condition only after 1-4 years of policy continuation. Therefore, you need to select a policy with minimum waiting period to cover pre-existing conditions. Read More

Ques: Hi, I am searching for the best health insurance plan. Kindly tell me what are the factors that I have to keep in mind?

Ans: All health plans come with its share of benefits. Therefore, you need to determine your requirements. Once you finalize on sun insured, coverage and other essential aspects you can compare many health covers to pick the best one. Read More

Ques: Hi, I am trying to find a good health insurance policy that offers coverage for pregnancy. Please help me find one?

Ans: There are some insurance plans available in India that covers maternity. You can compare plans like Max Bupa Heartbeat, Star Health Wedding Gift and the Exclusive and premium variant of Apollo Easy Health. However, you need to keep in mind that this coverage is effective only after 2-4 continuous policy years with a particular insurer. Read More

Ques: Hi, I am 23 year old. I am looking for a health insurance plan with sum insured of Rs. 2-3 Lac and I want to pay least for the premium.

Ans: There are many health plans available as per your criteria. The premium will be in the range of Rs. 2.5k to 5k for sum insured of Rs. 3 Lac. You can compare and pick plans among Star Health Medi Classic, Max Bupa Health Companion, Religare Care health plans. Read More

Ques: Hi, I am looking for health insurance policy for my family. My family consists of me, my wife, my daughter and my father. Should I buy a separate policy for my father? And, what should be my chosen sum insured?

Ans: It will be better if you opt for a family floater plan for yourself, your daughter and your wife. Some of the popular family floater plans include Star Health Comprehensive, Apollo Easy Health, Max Bupa Heartbeat. It is sensible to avail a senior citizen plan for your father and you can select from plans like Bajaj Allianz Silver Health, Star Health Red Carpet, and Apollo Munich Optima Senior. Initially you can choose a sum insured of Rs. 3-5 Lac for the family floater plan. You can increase the amount if required on renewals. Read More

Ques: Hello, I want to buy a health insurance policy for my mother who is now 54 year old. I am looking for plans with lifetime renewal option. Please name some good plans.

Ans: If you are looking for health plans with lifetime renewal option you can opt for plans like Bharti AXA, Apollo Munich, Max Bupa, Religare and many more. To gain information on different plans you can divulge your requirements on the link below and compare all the policies available. Read More

Ques: I want to include my parents in a family floater plan? Is there any such plan? Please advice.

Ans: A regular health insurance policy provides the scope to cover 2 adults and 2 children. You can also avail a policy that allows more than 2 adults. The Family First plan by Max Bupa is one such plan where you can cover as many as 50 adults and 13 different relations. As of now, this is the only health plan with such extensive coverage. Read More

Ques: Hello, I am looking for a senior citizen health plan for my parents who are 85 and 80 year old respectively. Is there any plan available for them?

Ans: There are few senior citizen health cover available for your parents. Medical check-up and co-pay will be must. Religare, Max Bupa is some of the providers you can check with. Read More

Ques: Hi, can ou please provide me one information. I want to know how much insurance I would get if I die?

Ans: The benefits depend on the type of insurance plan you have taken for yourself. Health insurance policies typically offer coverage for hospitalization of insured people due to illness or accidents. There is no coverage available in the event of the death of the policyholder and there is no maturity benefit as well. This type of coverage is available in life and term plans. Read More

Ques: Hello, I am planning to gift my parents a health plan. My parents are 67 and 46 year old. My preferred sum insured amount is more than Rs. 2 Lac and I would like a plan with premium less than Rs. 5000. Can you please suggest me some good health polices?

Ans: If the premium amount is the first thing on your mind I suggest you submit your details on the link given below and compare various options. Read More

Ques: Hi, I want to avail a senior citizen health cover from L & T insurance. Can you please tell what the medical tests that they usually ask for are?

Ans: If you want to avail L & T prime insurance medical tests are mandatory after 45 years of age. Typically, you have to undergo tests like ECG, Urine test, Creatinine, Sugar, SGPT, SGOT, GGT. However, depending upon your medical history you may have to undergo some other tests as well. Read More

Ques: Hello, my mother is 62 year old and had a heart attack. I am looking for a health plan for her and also for my father who is 76 year old. Can you please name some good health policies?

Ans: There are now many health policies that provide coverage for senior citizens. Depending on your requirement and budget you can avail policies like iHealth which is a complete health plan offered by ICICI Lombard or you can choose from Apollo Munich Optima Senior, Bajaj Allianz Silver Health and Star Health Red Carpet plans. Read More

Ques: Hello, I am looking for floater health plans for my parents who are 60 and 50 year old. What are the things that I need to consider while selecting a particular plan?

Ans: While finalizing any health plan you need to determine the sum insured amount and assess the coverage and exclusions. You should also be aware of the terms regarding co-pay and claim-loading. Some of the plans that you can select are Apollo Optima Senior, Star Health Red Carpet, Religare Care, Bajaj Allianz Silver Health, Max Bupa Heartbeat. Read More

Ques: I am 27 year old and my parents are 63 and 61 respectively. I want to buy health insurance policy for myself and my parents. Which plans should I go for? How much do I have to pay for premium?

Ans: There are many regular individual plans available for you. You can compare various plans like ICICI iHealth, Max Bupa Heartbeat, Apollo Munich Easy Health, Religare Care. For your parents, senior citizen health plans would be ideal. You can chose from policies like Bajaj Allianz Silver Health, Apollo Munich Optima Senior. Read More

Ques: Is there any cashless mediclaim plan available in India that covers HIV positive people? If yes, please name me some.

Ans: Currently, Star Health offers cashless mediclaim schemes for HIV positive people. The plan is known as Star Unique Health and it is specifically designed for HIV positive people. Read More

Ques: Hello, I am looking for a health plan for my grandparents who are aged 69 and 61 respectively. Can you please suggest me some good plans?

Ans: There are many senior citizen health insurance plans that you can avail for your grandparents. You can go through senior citizen health policies like Bajaj Allianz Silver Health, Apollo Optima Senior and Star health Wedding Gift plans. Read More

Ques: Hello, I am 74 years old male person and had a cardiac bypass surgery. I am looking for health plan with lifetime coverage. My preferred sum insured amount would be between Rs. 2-3 Lac. Please help me out.

Ans: In recent times, there are many senior citizen health covers are available. You can choose from Religare Health Care, Max Bupa Heartbeat, Star Health Red Carpet, Apollo Optima Senior health plans. Read More

Ques: Hello, I am 67 years old and my wife is 60 years old. We are looking for a combined health plan with long or preferably lifetime renewal option. Is there any such plan available?

Ans: Yes, there are some health plans that fulfill your criteria. You can go through plans like Max Bupa Health Companion, Religare Care, ICICI Lombard iHealth plan to select one. All these plans offer comprehensive coverage. Read More

Ques: Hi, I want to avail a good senior citizen health plan. Can you please name some and provide tips to select the best one?

Ans: There are many good senior citizen health insurance plans available such as; Religare Health Care, Star Health Red Carpet, Apollo Optima Senior and Max Bupa Heartbeat. While selecting, you need to evaluate the coverage and exclusions of the health covers. You should also go through the conditions regarding co-pay and claim loading before finalizing one. Read More

Ques: Hi, I am looking for health plan with coverage for maternity, hospitalization, pre and post natal expense.

Ans: No policy will cover these expenses from the beginning. There will be waiting period between 2 and 4 years. Some of the best maternity health policy are Max Bupa Heartbeat, Apollo Munich Easy Health Insurance Plan, Star Health Wedding Gift Insurance Policy. Read More

Ques: Hi, I am 68 years old. I want a health plan to cover the cost of my knee replacement. Please advise me a good cover.

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Ques: I want to know claim settlement ratio of al the car insurance companies operating in India.

Ans: Best motor insurance companies in India in terms of claim settlement rate are; • ICICI Lombard General Insurance Co. Ltd. • The Oriental Insurance Co. Ltd. • Tata AIG General Insurance Co. Ltd. • HDFC ERGO General Insurance Co. Ltd • The New India Assurance Co. Ltd Read More

Ques: Hi, how to compare features of health policies in details?

Ans: Once you reach the page where a list of policy appears you need to click on ‘view details’ which you will find beside every policy. Once you can see the details of each plan you can easily compare them. Read More

Ques: I need mediclaim policy with OPD coverage.

Ans: Star Health Gain is a good health plan with OPD coverage. You can check out other plans as well by comparing multiple health policies with OPD coverage to pick the best one. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I have bought Star Health Red Carpet senior citizen health plans for both my father and mother last year. The sum insured amount is 2 Lac and 1 Lac and I paid around Rs. 15k for premium. However, these two covers were not used and the time to renewal those polices has come. Should I renew these existing plans or opt for new plans this time?

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Ques: Hello, I am looking for a health cover for my family including myself and my parents. The plan should also cover my wife and children after my marriage. So I would also prefer this health plan to cover maternity. My preferred sum insured is around Rs. 3-4 Lac. Should I buy a family cover for me and my mom and a separate senior health plan for my father who is 61 now? Will this help me in bringing down the premium?

Ans: Dear, if you want to take a family floater health plan for your whole family the premium will be determined by the age of the eldest member included in the plan. Since you father is a senior citizen the premium will be high. So, you should buy him a separate senior citizen plan. You can select from the Varishta scheme from National Insurance, Easy Health plan from Apollo Munich or Heartbeat plan on offer by Max Bupa. However, you need to assess the terms and conditions regarding claim-loading and co-pay. For health plans with maternity cover, you can pick health insurance plans like Exclusive and Premium versions of Apollo Munich Easy Health or Wedding Gift plan by Star Health. Read More

Ques: Hello, I am searching an affordable senior citizen health plan for my parents. Please suggest me some reliable names.

Ans: There are plenty of good senior citizen health plan out there by leading insurers. You can select the best ones from Bajaj Allianz Silver Health, Apollo Munich Easy Health and Heartbeat plan by Max Bupa. Read More

Ques: Hi, can you please help me find the best senior citizen health plan?

Ans: Of late, India’s insurance sector is thriving with many quality senior citizen health plans. You can pick the best plan from Bajaj Allianz Silver Health, Star Health Red Carpet and Max Bupa Heartbeat as per your needs and affordability. Read More

Ques: I want to know about health insurance renewal. My current individual health policy will expire today.

Ans: Here is an informative blog about individual health insurance that you should read to gather vital information. Read More

Ques: I want family mediclaim insurance for my parents and myself.

Ans: Here is an interesting blog about family medical plans that will give you lot of vital information. You are also requested to follow the link below and compare some family health plans by entering some basic details so that you can select the best available family mediclaim policy in India. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I am looking for senior citizen health plan? Please help me find a good one.

Ans: There are quite a few good health plans available for senior citizens. Depending on your budget and requirement, you can select from Max Bupa Heartbeat, Bajaj Allianz Silver Health, Star Health Red Carpet and the likes. Read More

Ques: Is it possible to avail a car insurance plan for just one month?

Ans: Since car insurance plans are issued on yearly basis we can only offer policies with one year validity. Read More

Ques: I want to know about all available motor insurance plans for my car.

Ans: You can visit the car insurance section of our portal and compare a list of policies to select the best plan as per your requirements. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/ Read More

Ques: I need health insurance for my whole family. Please help me.

Ans: Please enter the details of your family and policy requirements on our page dedicated for health insurance and compare multiple family health plans so that you can select the best health policy for your family. Here is the link to reach our page.
https://www.gibl.in/health-insurance/ Read More

Ques: Is there any health policy covering pregnancy?

Ans: Some health plans cover maternity expenses in India after specific waiting period. You can compare plans like Apollo Munich Easy Health plan, Heartbeat Floater plan by Max Bupa, Wedding Gift Policy by Star Health. Read More

Ques: If a married man lives separately what should he write as his marital status to avail a health insurance plan online?

Ans: As long as the person is not divorced he would have to declare his status as married, however, the selection of the nominee depends completely on the person. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: I am looking for a health insurance policy for my mother.

Ans: If your mother is over 60 years you can go for Star Health Red Carpet plan and if below 60 years you can opt for L & T Medisure plan. Read More

Ques: Hello, please explain me the term ‘own damage’?

Ans: If the vehicle of the owner is damaged due to accident or natural calamities it is called own damage. Comprehensive car insurance plans cover ‘own damage’. Read More

Ques: Hi, I bought car insurance from your portal. Recently I have changed m mail id which was given to you when I purchased the insurance. Can you please send all the mails that were sent to my previous mail id to my new mail id?

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Ques: My last auto insurance plan has expired in September. What do I have to do to renew the plan now?

Ans: Here is a very interesting blog you should go through to gain vital information about car insurance renewal online. Since the plan has lapsed, you cannot renew it online. Our representatives can help you get the plan renewed in conventional manner. For more assistance you can call on our toll free no 1800-258-2584. Read More

Ques: Is there any insurance plan available for mentally handicapped children?

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Ques: I want to know if I can file a claim for the fare cost that I had to pay as the scheduled flight was overbooked. I have a travel policy from Religare.

Ans: Travel policies usually cover expenses for cancellation or interruption of trip, delay of departure for more than 12 hours in a row. Here is an interesting blog that discusses in details about coverage of a travel insurance plan. For more clarification you can talk to your insure and read the policy wordings carefully. Read More

Ques: Hi, my car insurance plan expired long back. It is possible to get third-party cover done now?

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Ques: I am searching for a health cover that provides coverage for stem cell treatment.

Ans: There is no such health insurance plan available in India at present with coverage for stem cell treatment. For more queries you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I have piles, is there any health insurance plan that covers this disease?

Ans: All health plans will come with a waiting period to cover pre-existing diseases. You will get many plans that cover piles but after 2-4 years. To compare various plans you can visit our health insurance page.
https://www.gibl.in/health-insurance/ Read More

Ques: What is the right process for claim settlement? Should policyholders contact you or their respective insurance companies?

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Ques: Hi, I am 73 and my wife is 69 year old. We already have health plans with Rs. 2 Lakh sum insured but we feel this amount will not be sufficient for our future medical expenses. Can we take additional plans or what are our options?

Ans: You can opt for riders to boost the coverage you presently have. Riders don’t cost much and provide additional coverage to an existing plan. For more assistance you can call us on 1800-258-2584. Read More

Ques: Hi, I am over 60 and I need a health plan with coverage for hypertension and diabetes from the beginning.

Ans: Diabetes will be covered as an existing condition in any health plan. You can go for Star Health senior citizen health plan as it covers hypertension from day 1, however, this plan comes with co-payment option. Please read the policy document before making a final choice. Read More

Ques: Hi, please tell me about different health insurance plans that are available in India.

Ans: Some of the most popular categories of health insurance plans are Individual health policy, surgery and critical illness plans, family floater health insurance plans and senior citizen health insurance plan. Read More

Ques: Hi, I have come across a few quotes for travel plans online. I want to know, is the price inclusive of taxes and other charges or there are additional charges as well?

Ans: The travel plan quotes you see are all-inclusive of taxes. You only have to pay more when travel insurers require a medical report. But, for a travel plan you usually don’t have to show any medical report until you are 70 year old. Read More

Ques: Hi, I currently have two family floater plans of Rs. 5 lakhs sum insured each. Should I continue with only one plan and take a separate cover for critical illness.

Ans: It is better to go with one family floater policy only as it also covers critical illnesses. It is difficult to manage multiple policies and most importantly at the time of making a claim only one health insurance policy will prove to be beneficial. Read More

Ques: Hi, I got a Honda city car. I want to know the premium amount for my car’s insurance.

Ans: Read this blog to know some great ways to reduce the premium of car insurance. Enter your details on our portal’s car insurance section and compare the insurance plans with premiums to find out the best deal. Read More

Ques: My mother is insured by my company’s group insurance plans and currently she is undergoing cancer treatment. I have to leave my job now to start a new business. Is there any medical insurance plan available to cover her treatment?

Ans: It is difficult to obtain a health policy for a person with ongoing cancer treatment. Even fully treated cancer patients are not offered by health insurance providers in India. And, even if you get one for her, you have to waive off the waiting period which will not be waived off by your company’s group health scheme. Read More

Ques: Does Reliance insurance company follow the guidelines of general insurance?

Ans: According to IRDA, all insurance companies have to go by the guidelines of general insurance incusing Reliance. For more information you can call on our toll free no. 1800-258-2584. Read More

Ques: I and my husband want two separate health policies to cover our parents respectively. Please suggest me some good plans.

Ans: If you want to know the chief aspects of family floater health plans this blog is a must-read. You are also requested to visit the health insurance page on our portal. You can compare multiple family health policies to pick the best one. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I want an individual health policy with all benefits.

Ans: You can read this blog to find out the best individual health cover easily. Please visit our portal and compare available individual health plans to select the best policy. Here is the link to our health insurance page. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I want to buy a travel insurance plan for my entire family. Please help me.

Ans: You can see, compare a range of family travel cover by visiting the travel insurance page on our portal. You need to follow the link below and submit your family details.
https://www.gibl.in/travel-insurance/ Read More

Ques: I am 60 years old and I want a health insurance plan for me and my wife. Kindly help me find some good plan.

Ans: Our expert will contact you soon to assist you find and compare best health insurance plans available for you and your wife. For more information you can call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want a health policy for my mother who is 46 years old. Kindly suggest best 5 health insurance companies in India.

Ans: Read this blog to gather detailed information about best health insurance companies in India. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: Which is the best health insurance plan?

Ans: Comparison is the key to find the best health insurance plan. Please enter your details on the required field and compare multiple quotes in terms of features and premium by following the link below. https://www.gibl.in/health-insurance/ Read More

Ques: Hello, my car is registered in 1995 and the insurance expired long back. I don’t have car details to fill in the form. What to do?

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Ques: I am living in Delhi but I am going to buy the car from Ahmedabad. Can I get auto insurance online?

Ans: You can buy motor insurance online for your new car as city is not an issue at all. To help you with the comparison and buying process, our experts will get in touch with you soon. For more assistance you can call on our toll free no. 1800-258-2584. Read More

Ques: I want to cancel my existing travel policy. How to do this?

Ans: You can call us on 1800-258-2584 for the necessary support. Read More

Ques: Hi, I am looking for a health policy with coverage for stem cell transplant surgery.

Ans: There is no health plan as of now that covers such transplants. Organ transplant expenses are covered in many health policies but the type of transplant you mention is yet to be covered by any health policy. Read More

Ques: Hello, I have insurance from Cholamandalam for my light vehicle truck and I have not made any claim yet. Please tell me which insurance company is good for renewal?

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Ques: I need a travel policy. Please tell me how to get it.

Ans: Please visit our travel insurance page by clicking on the link below. Submit your details, compare various travel plans and select the one the meets your needs.
https://www.gibl.in/travel-insurance/ Read More

Ques: My current car insurance plan will expire today. Please help me.

Ans: Our experts will get in touch with you soon to provide you with the service you are looking for. For any further assistance you can reach us on our toll free no. 1800-258-2584. Read More

Ques: I need a health plan with best coverage for dental treatment.

Ans: Our representatives will contact you shortly to look after your policy requirements. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: I want the best health insurance policy for my father. Please tell me the premium and policy details.

Ans: Hi, you are requested to follow the link below and visit our page dedicated for senior citizen health plan. You just need to put in the details of your requirements so that you can compare multiple policy quotes for your father and select the best one available. Read More

Ques: I want to know is it possible to pay directly on GIBL’s portal for the renewal of my car insurance or do I have to pay through the portal of covered car insurance company

Ans: If your present auto insurance policy is active you can renew it online by paying through our portal directly. Our experts will get in touch with you to look after your auto insurance policy requirements. For any further assistance you can call on our toll free no 1800-258-2584. Read More

Ques: A health policy is required for a single, unmarried male who is mentally challenged.

Ans: Our experts will get back to you soon with your policy requirements. For more information you can call us on our toll-free no. 1800-258-2584. Read More

Ques: I need medical health policy for my sister to cover her medical issues.

Ans: Our experts will get in touch with you soon to look after your policy requirements. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: I was under the health cover provided by my company until I retired. Now I am looking for a personal health policy at extra cost. Please help me find a good health insurance policy.

Ans: Please call us on 1800-258-2584 so that we can help you avail insurance plan that meets all your requirements. Read More

Ques: Kindly tell me about the benefit of health insurance renewal for the 4th year without making any claim in first 3 years.

Ans: You can talk to your health insurance provider about benefits like NCB. Some private insurers like Bharati Axa offer discount on premium every year. For more queries you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, I am looking for the best health plan available for my parents. I want to know about all plans in details. Please help me.

Ans: Please follow the link below and enter some basic details to get a list of health policies with details. You can compare the details of multiple medical insurance plans on our portal so that you can pick the best one. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: How to add or delete Hypothecation in my car insurance policy?

Ans: To add Hypothecation you need to submit letter from bank or Endorsed copy of RC. Read More

Ques: I am looking for a family mediclaim policy?

Ans: Here is a good blog about family floater health insurance plan in India that you should read to learn about this type of plan. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Read More

Ques: I want to buy health insurance policy for myself.

Ans: Here is an informative blog about finding the best individual health policy in India. You are also requested to visit our portal by following the link below. You can compare multiple individual health plans in terms of premium and other parameters and select the best plan available. https://www.gibl.in/health-insurance/ Read More

Ques: Is it possible to buy medical insurance for my married daughter and son-in-law?

Ans: Yes, you can do it. To know more about the process you can call on our toll-free no. 1800-258-2584. Read More

Ques: I want to know about Religare Care plan.

Ans: Our experts will get in touch with you soon to help you with your policy related information. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: How to change registration address or any information about my vehicle on insurance?

Ans: You need to submit the copy of your RC along with a letter of request for all types of changes. Read More

Ques: Hi, I already have a travel policy which I want to extend by 3 more weeks. Please help me.

Ans: We have informed the concerned team about your query. They will contact you soon to provide the service you want. For more assistance you can call us on our toll free no. 1800-258-2584. Read More

Ques: I am looking for a wc policy.

Ans: In case your requirement is a health policy with or without critical illness you can give us a call on 1800-258-2584. Read More

Ques: Hi, I am 27 year old and my parents are 47 and 43 respectively. I want health insurance policy for myself, and my parents. The plan should also cover my wife and children in future as well and my brothers if possible.

Ans: You have multiple options.
a. Individual health policy for everyone – Max Bupa heartbeat health plan would be the best option
b. One policy for parents and a separate policy for yourself- go for Apollo Munich Easy health Plan or Religare Care for your parents and Max Bupa heartbeat health plan for yourself.
c. Single policy covering everyone - opt for Max Bupa Family First plan for everyone you want to insure Read More

Ques: Hi, kindly let me know how many claims I can make in a year?

Ans: There is no limitation as such; you can make multiple claims on the basis of the entire value. Read More

Ques: I want to know about the available quotes for car insurance renewal of my Hyundai i10 Sportz.

Ans: Here is a very interesting blog you should go through to gain vital information about car insurance renewal online. You are also requested to visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans for renewal and choose the best auto insurance plan in India as per your requirement. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/ Read More

Ques: I want to know which health plan is the best in the market.

Ans: You are requested to enter your details on our portal’s health insurance page and get multiple plans to compare and select the best one on the basis of your requirements.
https://www.gibl.in/health-insurance/ Read More

Ques: Once I am done with the whole proves of two-wheeler policy renewal, how will I receive the policy document?

Ans: You will receive the policy document via post from your two-wheeler insurance company. For more clarification you can get in touch with us on our toll-free no. 1800-258-2584. Read More

Ques: I am presently having a family health policy worth Rs, 5 Lakh covering my spouse, my child and myself from Reliance. The plan is now due for renewal. Kindly inform me if there are better family health plans available than this one.

Ans: Reliance family health plan is a decent plan. Buy if you want to change it you can consider providers like Apollo Munich, Max Bupa. You need to make the final decision on the basis of your requirements and sum insured. Read More

Ques: Hi, I want a health insurance plan for my family. Please suggest me some good plans.

Ans: Health plans provided by different health insurers come with different set of facilities. Comparison of various features and premium is the key to find the best health insurance policy for your family. Please follow the link below and compare policies to get the best health plan. Read More

Ques: I need the best motor insurance policy in India as I need to renew my car insurance plan urgently.

Ans: Here is an informative blog you should go through to gather information about online car insurance renewal. You are also requested to visit auto insurance section of our portal and compare available car insurance policies in India to pick the best motor insurance plan in India. Here is the link to the auto insurance section of our portal. https://www.gibl.in/car-insurance/ Read More

Ques: I want to buy car insurance for my commercial vehicle. Please help.

Ans: Insurance of commercial vehicle doesn’t take place online but our team can assist you buy the policy offline. You will soon get a call from our end. For more enquiries you can call us on 1800-258-2584. Read More

Ques: I want the best cashless medical insurance plan in India for my parents.

Ans: Here is an interesting blog that you should read to learn about crucial aspects of family floater health policies in India. Our experts will get in touch with you soon to look after your policy requirements. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hello, I wanted to renew the car insurance policy on GIBL. But, the default setting for registration date is not lower than 2014. My car was registered in 2013.

Ans: It is most probably because if you have chosen the ‘new’ option in the beginning instead of ‘renew’. Please choose ‘renew’ to locate the exact year for your car’s registration year. Read More

Ques: Hi, I am into car rental business and I want to know my car insurance options.

Ans: You can opt for commercial vehicle third-party or comprehensive plans. But you cannot get this done online. You need to choose an insurer and contact its branch. Read More

Ques: I want to renew the insurance of my Jaguar car. I want to compare quotes.

Ans: Please follow the link below and visit the car insurance section of our portal. Provide some basic details to get multiple motor insurance quotes so that you can compare and get the best auto insurance policy in India for renewal. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, I want to buy the best family mediclaim insurance plan India for my family.

Ans: You can visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: Please suggest me some good cashless health insurance plans in India?

Ans: Almost all mediclaim policies provide cashless facility these days. If you want an individual mediclaim plan for yourself here is an interesting blog that you can read to learn ways to reduce premium. You can also follow the link below and compare available cashless mediclaim plans on the basis of your requirements to select the best mediclaim plan. https://www.gibl.in/health-insurance/ Read More

Ques: I know the best way to select a car insurer is by claim settlement ratio and quality of service provided. In these parameters which insurance company is the best?

Ans: IRDA report doesn’t publish any claim settlement ratio particularly for car insurance. Overall. Oriental Insurance and TATA AIG are reputable for claim settlement. New India Assurance and HDFC ERGO also settles claim fairly fast. For more information you can visit our portal https://www.gibl.in/. Read More

Ques: I am looking for the best health insurance plan for myself.

Ans: Read this blog to learn how to find the best individual health insurance policy and save on premium. You are also requested to visit the health insurance page on our portal. You can compare multiple health policies in terms of benefits that you want to pick the one with lowest price. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: I need to insure my car. Please help me find some good plans.

Ans: You are requested to follow the link provided below to visit our car insurance page. By submitting your details you will get to compare a bunch of car policies in terms of premium and other features. Detailed comparison will help you find the best car insurance policy in India.
https://www.gibl.in/car-insurance/ Read More

Ques: Hi, I am 69 and my wife is 67 years old. We are searching for the best medical insurance plan without medical test requirement.

Ans: You can avail health plans from star health insurance company as they don’t ask for medical tests; however, Star health insurance plans are individual so you have to take two policies for you and your wife. For more clarification you can call us on our toll-free number 1800-258-2584. Read More

Ques: Hello, I have recently installed CNG in my car and updated the same in the Registration Certificate. How to add the same in my existing car insurance policy?

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Ques: Hi, I need a mediclaim policy for 3 children and 8 adults.

Ans: You are requested to visit the health insurance page on our portal. You can compare multiple health policies to pick the best one. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: I am 71 years old and had undergone bypass surgery 20 years back. I have sugar and BP also. Is there any senior citizen health policy available for me?

Ans: Our concerned team will contact you soon to provide you the service you are looking for. For more clarification you can call us on our toll-free no 1800-258-2584. Read More

Ques: I am looking for a health insurance plan or my wife to cover pregnancy.

Ans: Some health covers are available with this feature but there is a time restrictions and certain exclusions associated with each plan. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: What is the future of my car insurance when I sell my car out?

Ans: There are two options available in this scenario.
The new buyer can transfer the policy in his or her name. For that, the new owner needs to make an application to the insurer. However, the NCB will not be transferred and will be retained by the seller. Secondly, you can sell your insurance and keep the NCB to transfer in your new car. You can also get a refund for your unexpired policy provided you haven’t made any claim. The buyer can also transfer his previous car’s NCB in the new car. Please note that, you can only cancel the policy if you can provide the proof that the car is covered by another policy. Read More

Ques: I want a health plan for my family that includes my wife, one month old baby, myself. The plan should cover vaccination of baby.

Ans: Here is an informative blog about family floater health insurance plans that you should read to gain information. Our experts will get back to you to look after your health insurance portability requirements. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: I need to know about special policy for diabetic people.

Ans: You can consider plans like Diabetes care plan by Star Health, diabetes Assure by ICICI prudential. These two plans are designed to cater to the diabetic patients. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: I need tax exemption of Rs. 15000 under health insurance.

Ans: Read this blog to learn about tax deductions under health insurance in details. Our representatives will get back to you to provide you with the service you are looking for. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, I am searching for a health policy that covers cashless hospitalization and critical illnesses like hypertension, stent in artery and diabetes 2?

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Ques: What are the health policies available for a child less than 1 month old? I want to know which insurance company provides cashless treatment facility in Raipur and in which hospitals.

Ans: Our experts will get in touch with you soon to look after your policy requirements. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: I want health cover from either Bajaj or Reliance.

Ans: You are also requested to follow the link below and compare health plans from Bajaj and Reliance by entering some basic details so that you can select the better policy in between these two in India. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I am looking for policy quotes for my Nissan Micra Active.

Ans: While looking for premium rates of car insurance plans you should also be aware of the ways of minimizing the premium rate. Here is an informative blog about this. To compare quotes you can follow the link below. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, I have a separate health policy for myself for past 2 years. Now I have got married and I and my husband have decided to go for a family floater plan? Is it possible to port my existing policy to the new company and avail a family floater plan with it? Or is it better to get a family plan with a new provider and let the old plan run as it is?

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Ques: My sister has rheumatism and a part of her hip joint is not working properly. Doctor advised hip replacement. Is there any policy for hip replacement?

Ans: Since this is a case of pre-existing condition, underwriting team of any health insurer will go through the complete medical history and then decide whether the policy can be issued or not. If you get the plan there will be a waiting period. Read More

Ques: I need health policy for my parents in Bangalore.

Ans: If you are looking for a family floater health plan, you should read this blog to choose the best family medical insurance plan for your parents. You are also requested to follow the link below and compare some family health plans by entering some basic details so that you can select the best available family mediclaim policy in India. https://www.gibl.in/health-insurance/ Read More

Ques: I want a health insurance policy for my wife and myself. We both are senior citizens.

Ans: You can visit the link below and compare multiple health insurance plans by submitting some details. You can also call us on 1800-258-2584 and get your desired service provided. Read More

Ques: I want health policy for my parents. My father is 61 and my mother is 54 year old. Both of them have high blood pressure. Kindly suggest me some good plans.

Ans: Some of the good health plans for your parents are Swasthya Kavach plan by Iffco Tokio, iHealth Plan by CICI Lombard Complete Health Insurance , Family Good Health plan by Royal Sundaram , Max Bupa Heartbeat plan, Happy Family Floater from The Oriental Insurance and Family Health Optima plan from Star Health. Read More

Ques: I hold a health policy currently and my address and mobile no has changed recently. I need to update this information on the policy document. How to go about it?

Ans: We have informed the concerned team about your requirement so you will get a call from our end shortly. For more clarification you can call us on our toll-free no 1800-258-2584. Read More

Ques: Hello, I am currently working in Noida and my car is in Kolkata. My car insurance expired one year back and now I want to renew it without visiting Kolkata. Is it possible?

Ans: Yes, you can get the renewal of car insurance done without visiting Kolkata. Your previous insurance is over and to renew it an inspection from insurer would be necessary. By providing your Kolkata address and contact no while booking you don’t have to be physically present in Kolkata. Read More

Ques: I want to know the premium of my Tata Safari car.

Ans: Here is a good blog that you should read to learn about ways to bring down the premium of your auto insurance plan. You are also requested to visit auto insurance section of our portal and compare available car insurance policies in India to pick the best motor insurance plan in India. Here is the link to the auto insurance section of our portal. Read More

Ques: I am looking for health policy for my wife 46, myself 55 and two children 23 and 15.

Ans: Most insurers consider up to 21 years of age for children. So, you we will need a health plan for 3 adults and one child. Here is a good blog about the significance of family floater health plan that you should read. You can opt for Max Bupa Family First to get comprehensive coverage for your whole family. Read More

Ques: Please help me find a good health policy for my parents.

Ans: Please call us on our toll-free number 1800-258-2584 so that we can understand your query in details and provide you with the service you are looking for. Read More

Ques: I have purchased a travel policy online for me and my daughter and made payment from my credit card. But I have not yet received the policy document. Please send the same so that I can use it when needed.

Ans: Our concerned department will get in touch with yo soon to solve your issue. For further clarification you can also reach us by calling on 1800-258-2584. Read More

Ques: I bought a car insurance plan from GIBL. The mentioned date in the policy document was wrong. How to rectify it?

Ans: You need to share supportive documents with us to get the necessary changes done. Our experts will contact you shortly regarding the same. For further assistance please call on our toll free no. 1800-258-2584. Read More

Ques: I want a health policy for my spouse. The plan should be comprehensive and cover OPD expenses, health check up, pre and post hospitalization and benefits like medicinal reimbursement, complete cashless treatment. Please suggest me the best plan available.

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Ques: Hi, I lost my car insurance paper which is now expired. I forgot the name of insurance company. Is it possible to recover the papers?

Ans: Since your policy was expired you have to contact insurance companies and your car will be inspected to get the renewal done. If you still want the papers you should talk to your insurance agent. For more assistance you can call on our toll free no. 1800-258-2584. Read More

Ques: Hi, can you please tell me when will I have my policy document?

Ans: In case you have already booked car insurance through us, please let us know the booking id or the registration id. We will get back to you once we get update on your registration id. Read More

Ques: My father is diabetic and also has chronic kidney ailment for which he is undergoing dialysis. Is there any health plan available that covers existing diseases?

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Ques: Hi, please tell me the meaning of car registration number.

Ans: The first three letters of car number is what you have to type as the car registration number. For an example if your car number is WB3CAT456, you need to put WB2. For more clarification you can call on our toll free no 1800-258-2584. Read More

Ques: I want a mediclaim for my mother who is 57 years old. Should I buy her an individual health plan or include her in a family floater health plan.

Ans: Our experts will get in touch with you soon to look after your policy requirements. For more assistance you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, we are two senior citizens looking for travel cover for our trip to Japan for three months. We want policy details from different insurance companies. Kindly help us.

Ans: You are requested to follow the link below to visit our page dedicated to travel insurance. By putting in your details on required fields you can get a list of travel plans. You can click on each plan to view details and make an informed decision.
https://www.gibl.in/travel-insurance/ Read More

Ques: Hi, can you please explain me the meaning of netoff od discount?

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Ques: I want a travel plan for myself. Please tell me what are the documents that I have to furnish?

Ans: Travel policies don’t really require a lot of documents. Most insurers need a copy of your passport and further documentation depends on your status. After 70 years of age you have to submit medical reports. Read More

Ques: Hi, I will travel for 6 months and I will be working in a summer camp for the 1st part of my journey and for the 2nd part, I will work in a ski resort. I want to avail two separate travel policy as one travel plan that includes winter sport is very expensive. Please help.

Ans: Ideally, you need to be in India at the time of purchasing a travel policy, If you do so and your chosen insurer has no problem in issuing two separate travel plans you can avail them. Read More

Ques: Please help me select the best health insurance policy available.

Ans: You are requested to visit our health insurance section and compare multiple health policies in terms of premium, feature, benefits so that you can pick the best plan available. Here is the link to our health insurance section. https://www.gibl.in/health-insurance/ Read More

Ques: I need to renew existing car insurance plan. Please help me with the whole process.

Ans: You can read this informative blog to know more about car insurance renewal. You can also follow the link below and visit the car insurance section of our portal. Provide some basic details to get multiple motor insurance renewal quotes so that you can compare and get the best auto insurance policy in India. https://www.gibl.in/car-insurance/ Read More

Ques: I need assistance for car insurance.

Ans: Our experts will get in touch with you soon to look after your auto insurance policy requirement. For any further assistance you can call on our toll free no 1800-258-2584. Read More

Ques: I want to know about quotes available for group medical schemes.

Ans: Our experts will contact you soon to cater to your policy needs. For more information you can get in touch on our toll free no 1800-258-2584. Read More

Ques: Hi, We are private limited company strength of 95 employees. We are looking for group health policy for our employees.

Ans: Our experts will get in touch with you soon to look after your policy requirements. For more queries you can get back to us on 1800-258-2584. Read More

Ques: I have recently bought a car insurance plan online. I need the soft copy as soon as possible.

Ans: Soft copy of policy is issued within 24 hours of the purchase of insurance. You can reach us on our toll free no 1800-258-2584 if you don’t get it within 24 hours. Read More

Ques: May I have the contact details of your grievance department?

Ans: You can call us on 1800-258-2584 and feel free to let us know your grievances. Read More

Ques: Hi, Can you please tell me how can I gather information about claim ratio of various medical insurance companies?

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Ques: My wife is 5 months pregnant. I want a health insurance plan covering child birth and pregnancy.

Ans: Women are not eligible for health plans after 3rd week of pregnancy. All health insurance policies come with 2-4 years of waiting period to cover maternity costs. So, If you buy a health cover now, the plan won’t provide your desired coverage. Read More

Ques: I need two wheeler insurance. Please help me avail one.

Ans: Please follow the link provided below and submit your details on our portal’s page for two-wheeler and compare multiple policy quotes at once on the basis of features, premium. Online purchase of insurance policy is fast and hassle-free, you can buy a policy within 5 minutes.
https://www.gibl.in/two-wheeler-insurance/ Read More

Ques: Hi, I am 81 year old and my wife is 77 year old. I am under treatment for blood pressure, diabetes and cholesterol. Is there any health plan available for me?

Ans: It is difficult to get a regular health insurance plan for your age and medical condition. Still you should try and see the options available given your condition. Please call us on 1800-258-2584 for further assistance. Read More

Ques: Hello, I want to buy vehicle insurance. Please guide me with the whole process.

Ans: You can follow the link be below to visit our car insurance page. You just have to submit the some details to get a list of car insurance quotations. You can compare them and select the best policy to buy from our portal instantly. https://www.gibl.in/car-insurance/ Read More

Ques: How long it takes to get the policy document?

Ans: Once the purchase part is complete you will receive the document on your registered mail id. Read More

Ques: Me and my wife are senior citizen and we want a good senior citizen health plan for lifetime.

Ans: You can opt for Red Carpet plan by Star Health. The plan comes with lifetime renewal option and one can avail this policy between 60 and 74 year old. Read More

Ques: Hi, I want to know about insurance of commercial vehicle. Please help.

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Ques: When I was comparing car insurance quotes I came across a feature called cashless garage. What does it mean? If I don’t opt for it do I have to pay for the repair and claim for the amount later?

Ans: Cashless garage is a facility that a car insurance company in India provides to customers so that customers can avail repair service without having to pay anything. If you don’t opt for it you have to go the reimbursement way. Read More

Ques: I have bought car insurance renewal policy from GIBL. When will I get the soft copy?

Ans: You will get the soft copy from your insurer on your registered mail id after successful transaction. For more information you can call on our toll free no. 1800-258-2584. Read More

Ques: I want health insurance policy for my parents who are senior citizens.

Ans: Please enter the details of the kind of policy you want and get a list of senior citizen health policy by following the link below. You can compare the policies on the basis of features, exclusions and premium and pick the best plan. Read More

Ques: I will be visiting USA shortly to see my daughter. Is there any plan available to cover me in USA?

Ans: Please give us a call on 1800-258-2584 to get your queries clarified. Read More

Ques: I want to insure 6 cars. Please help me.

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Here is an interesting blog that you should read to know ways to reduce premium of your comprehensive car plan. Our experts will get in touch with you to look after your auto insurance policy requirements. For any further assistance you can call on our toll free no 1800-258-2584.

Ques: Hi, I want a health plan for my father who is 75 year old now. But most available insurance plans are very expensive.

Ans: Since the risk factor for a person who is 75 year old is very high most insurance plans are quite costly. To compare available plans you can follow the link below and visit our page dedicated for senior citizen health plan. Read More

Ques: I want a cashless health plan for my parents and myself. Please suggest some good policies.

Ans: Here is a good blog that will make you familiar with the aspects of a good family floater plan. You can opt for Max Bupa Family First Silver Health policy. For more assistance you can call on 1800-258-2584. Read More

Ques: I have a Swift desire petrol car. Kindly provide me the best quotes for its insurance.

Ans: Please follow the link below and enter some basic details on our portal to get a list of quotes to compare. By making a detailed comparison you will get the best quote available easily. https://www.gibl.in/car-insurance/ Read More

Ques: My mother is 77 years old and she doesn’t have any illness as of now. I want to purchase health policy for her.

Ans: Our experts will contact you soon to provide you with your desired service. For more information, you can reach us on our toll-free no 1800-258-2584 Read More

Ques: I want to renew the insurance of my Maruti Omni Cargo.

Ans: Currently, we are only providing insurance policy for personal cars and two-wheelers. You can also call on our toll free no. 1800-258-2584. Read More

Ques: Is there any mediclaim policy in India with coverage for new born baby?

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Ques: What is the cost for travel insurance?

Ans: To gain information about travel insurance plans you can read this blog. The cost depends on travel duration, location and many other factors. You can contact us on our toll free no. 1800-258-2584 for further clarification. Read More

Ques: I am thinking about a health policy for my parents who are over 50. Please suggest me some good plans.

Ans: Here is an interesting blog that you should read to know about family health plan. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: Hello, I want a health policy for my parents. My requirements are Rs. 1 Lakh sum insured, coverage for ayurveda, homeopathy and alopathy treatment. Premium should be in the range of Rs. 5000 – Rs. 9000.

Ans: As per your requirement we can suggest two plans; Family Good Health from Royal Sundaram, Swasthya Kavach from Iffco Tokio. Read More

Ques: I want a health plan that covers diabetes and comes with lower waiting period and cashless facility.

Ans: You can opt for the health plan by Star health as there is no waiting period. But there will be co-payment of 50% for pre-existing cover and 30% for other diseases. Read More

Ques: I want to visit France this month and South Korea next month with my friend. Kindly inform me which type of travel insurance do I need?

Ans: You can click on the link below to visit our travel insurance page to compare various international travel covers or you can call us on 1800-258-2584 to get information on your specific requirement.
https://www.gibl.in/travel-insurance/ Read More

Ques: I want to know about claim settlement ratio of various health insurance companies in India.

Ans: Here is the blog that discusses about best health insurance companies in India. Max Bupa, Star Health, Religare, Apollo Munich are some of the top health insurers. You can reach us on 1800-258-2584 for more information. Read More

Ques: I want to know if there is any limit to the number of claim in a year.

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There is no such limit. If you make two claims in a month or one claim in a year, claims will be handled in the same way. For more information you can call on our toll free no 1800-258-2584.

Ques: I got a second hand Hyundai car which I want to insure. All the documents are in my name. Please help me find the best motor insurance plan with lowest premium.

Ans: You are also requested to visit auto insurance section of our portal and compare available car insurance policies in India to pick the best motor insurance plan in India. Here is the link to the auto insurance section of our portal. https://www.gibl.in/car-insurance/ Read More

Ques: I am confused about choosing the best health insurance company. Please help me select the best plan available in India.

Ans: Our representative will get in touch with you to look after your policy requirements. For more queries you can reach us on our toll free no 1800-258-2584. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: I will visit Dubai in next month. Kindly help me find a good travel policy.

Ans: You are requested to follow the link given below to visit our travel insurance page. By putting in your details you can get to compare a host of travel policies so that you can select the best available travel plan for Dubai.
https://www.gibl.in/travel-insurance/ Read More

Ques: Hi , I am looking for health policy for my parents who are 56 and 44 years old. Thye are willing to undergo medical test. Which policy is available in this circumstance?

Ans: If you look for individual health plans you mother will not have to undergo medical test but your father will have to. You can go for family floater plan by Max Bupa for which your parents don’t have to undergo medical test unless they don’t have any pre-existing disease. Read More

Ques: Hello, I am looking for the best travel policy for me 62 and my wife 61 for our coming trip to Canada for 58 days.

Ans: You are requested to enter your details on our travel insurance page by following the link below. You will get many travel plans that suit your criteria. You can compare them to pick the best for you.
https://www.gibl.in/travel-insurance/ Read More

Ques: My motor insurance plan has expired. What should I do now?

Ans: Once car policies expire you have to follow traditional procedure. The insurance company will inspect your car and then decide about issuing new policy. For more clarification you can call on our toll free no. 1800-258-2584. Read More

Ques: I want family medical insurance policy from public sector companies. Kindly help me decide between Oriental Insurance and United India.

Ans: Here is an interesting blog about choosing the best family floater health plan in India that you should read. You can also reach us on toll free no 1800-258-2584 for further assistance. Read More

Ques: Please suggest me some good personal accident plans.

Ans: Some of the best personal accident insurance policy include; Bajaj Allianz Personal Guard, Star Health Accident Care, Apollo Munich Accidental Plan. Read More

Ques: My sister is 52 years old with no disease and I want health insurance plan for her.

Ans: There are many criteria to determine the best mediclaim insurance. Claim incurred ratio is one of the most important criteria and you can read this blog to get a clear idea of the performance of best medical insurance companies in India. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: Hi, I am 32 year old and want to avail a health insurance plan with features like coverage for OPD expenses and cashless hospitalization. I want sum insured around Rs. 3 Lakh and that cover all types of disease.

Ans: You are requested to follow the link below and visit our health insurance page. By putting in your details you will get multiple policies to compare. By comparing various health insurance policies in terms of premium and other features you can select the plan that suits all your needs. Read More

Ques: Can a pregnant woman take medical insurance plan?

Ans: Yes, she can avail such health policies but she won’t get coverage until the waiting period is over. For more information you can call on our toll-free no. 1800-258-2584. Read More

Ques: I got a motor insurance plan from GIBL and have recently met with a minor accident. Will I get assistance from GIBL if I make a claim?

Ans: If your car insurance company in India doesn’t respond to your claim related query we at GIBL can provide assistance regarding the same. For more clarification you can call us on our toll free no. 1800-258-2584. Read More

Ques: I want to change my car insurer as I am looking for a better insurance plan?

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Ques: I visit AVM hospital in Tuticorin, Tamil Nadu and I want to know which health insurers have cashless treatment facility in this hospital.

Ans: ICICI Lombard offers the same facility in the hospital you made queries about. For more information you can call on our toll free no 1800-258-2584. Read More

Ques: Hello, we need to insure our company car and present insurance expiry date is in next month.

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Ques: Is it possible for any insurance company to discontinue any policy and leave clients uninsured?

Ans: Insurance firms cannot discontinue any policy if customers pay premiums continuously and without any break. Only when premium is not paid even in the grace period, a policy gets lapsed. Read More

Ques: Hi, I am looking for a customized health policy with 1 year waiting period for maternity expense.

Ans: Few regular health insurance policies cover maternity expenses after 2-6 years. Customized health plans are usually available in group schemes and employers do that for their employees. For more information you can reach us on 1800-258-2584. Read More

Ques: What age is considered as the senior citizen age?

Ans: Generally, any person over 60 years is considered as senior citizen in India. Some senior citizen health plans are available for people between 60-80 years. Some plans have restrictions of 69 years and one is not eligible after crossing 69. Some plans come with lifetime renewal option too. Read More

Ques: I want to avail mediclaim insurance.

Ans: Here is a good blog about individual mediclaim policy that you can read to gather vital information about selecting the best mediclaim policy in India. Our team will contact you soon to look after your policy requirements as well. Read More

Ques: My wife is pregnant now and I am looking for a health policy to cover the expenses related to delivery.

Ans: No health policy will cover this pregnancy as all plans come with a fixed waiting period of 2-4 years. If you avail a plan now it will be effective once the waiting period is over. Read More

Ques: Is there any health policy that covers pregnancy from the very first day or from 15th day?

Ans: At present, no such health insurance is available. All policies with maternity coverage come with 2-4 years of waiting period. For more clarification you can call on our toll-free no. 1800-258-2584. Read More

Ques: I need to compare car insurance plans for my auto insurance policy.

Ans: Here is an interesting blog that you can read to gain information about reducing premium of car insurance online. You can also follow the link below and visit the car insurance section of our portal. Provide some basic details to get multiple motor insurance quotes so that you can compare and get the best auto insurance policy in India. https://www.gibl.in/car-insurance/ Read More

Ques: Hi, can you please explain me the zero dep car insurance policy?

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Ques: Hi, I am looking for a two-wheeler insurance policy. Please advise me should I go for third-party insurance or comprehensive?

Ans: Both these types of plans have its own set of pros and cons. So, it depends on you which plan ou would go for. For more information you can call us on 1800-258-2584. Read More

Ques: How can I check the rate of car insurance renewal policy?

Ans: Please visit our portal and put in some basic details to check a list of available car renewal quotes. You can also read this blog to gain information about car insurance renewal. Read More

Ques: What is the car manufacturer in the car insurance compare page on GIBL?

Ans: Car manufacturer is the name of the car company such as Maruti, Hyundai, Ford, Suzuki. For more information you can call on our toll free no. 1800-258-2584. Read More

Ques: Can a widow without kid avail a health insurance plan?

Ans: Our expert will get in touch with you soon to look after your policy requirements. For more information oyu can also call us on our toll-free no 1800-258-2584. Read More

Ques: I am 36 years old and I need the best medical insurance policy at a reasonable rate.

Ans: You are also requested to visit the medical insurance page on our portal. You can compare multiple health policies in terms of benefits that you want to pick the one with reasonable price. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I have central locking in my car. Is it considered as anti-theft device?

Ans: Central locking is not an anti-theft device but gear lock is. Read More

Ques: I lost my original health policy so I need a duplicate copy.

Ans: You need to contact your health insurance company and ask for a duplicate copy. For further assistance you can call on our toll free no 1800-258-2584. Read More

Ques: Hi, I want the best cashless senior citizen health plan. Please suggest me some good plans.

Ans: You can pick health plans from major providers like Religare, Apollo Munich Star Health. For more assistance in selecting the plan you can call us on 1800-258-2584. Read More

Ques: I want to insure my car. Please suggest some good plans.

Ans: Here is an informative blog that you should read to find out ways to bring down car insurance premium. You can also visit the car insurance section of our portal and compare a list of policies to select the best plan as per your requirements. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/ Read More