Health Insurance FAQ

Ques: I want to know if someone has a pre-existing critical illness, will that person have to pay additional premium.

Asked By: Anish Vidarthi | In: Senior Citizen Health

Ans: Policy coverage will not be available for someone with pre-existing critical illness. However, you can still share the complete medical history of that person with us to check all the options out. You can call us on our toll-free no 1800-258-2584.

Ques: Hi, I want to know about best health insurance plans available for senior citizens.

Asked By: Debendra Farnobidh | In: Senior Citizen Health

Ans: You are requested to follow the link provided below and enter some basic details about the type of health policy you want. You will be provided with multiple plans with all details so that you can compare and select the best plan. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/

Ques: Hi, I am 70 and my wife is 65. Both of us are going to Singapore for 24 days. I want overseas mediclaim plan for both of us of Rs. 3 Lacs each.

Asked By: Subir Pattanayak | In: Senior Citizen Health

Ans: You can call us on 1800-258-2584 and make a detailed query so that we can provide you with your desired service.

Ques: I have a mediclaim plan for over two decades. I am told that insurance providers don’t extend these policies over 80 years. Please tell me whether this is true or not?

Asked By: Mahesh Vatti | In: Senior Citizen Health

Ans: It is written clearly on your policy document whether your policy is eligible for extension after 80 or not. At present, all major health insurance providers come up with lifetime renewal policy.

Ques: I and my wife are both more than 65 years old. My wife is fit and I have hypertension. We need a cover of 5 lakhs each. Kindly suggest me some good health plans.

Asked By: Jubin Natiwal | In: Senior Citizen Health

Ans: Our experts will contact you soon to take care of your policy requirements. For more information, you can call us on our toll-free no 1800-258-2584.

Ques: Hi, I want a family health plan.

Asked By: Wais Shah | In: Cashless Health Insurance

Ans: You should read this interesting blog to learn ways to find the best family floater health plan in India. For more information you can call on our toll free no 1800-258-2584.

Ques: I need a health insurance for myself.

Asked By: Masroor Alam | In: Cashless Health Insurance

Ans: Since you want an individual health plan here is an interesting blog that you should read. You are also requested to follow the link below and compare some individual health plans by entering some basic details so that you can select the best individual mediclaim policy in India. https://www.gibl.in/health-insurance/

Ques: I want a good health insurance plan for my parents.

Asked By: Sekhar Mukherjee | In: Cashless Health Insurance

Ans: In case your parents are senior citizen here is a good blog to give you a clear idea about best senior citizen health plans available in India. You can also visit our portal and compare available family health policies in terms of premium, features and benefits and pick the best plan as per your requirements.

Ques: I want to know whether premium of a health insurance policy in India is subject to change with the change in age of the policyholder.

Asked By: Debobrata Das | In: Cashless Health Insurance

Ans: Age of the insured person is a big factor in determining the premium. Usually premium increases as the age of the policyholder gets higher. For more information you can call on our toll free no 1800-258-2584.

Ques: I need a health insurance plan.

Asked By: Arjun Nayar | In: Cashless Health Insurance

Ans: Here is an interesting blog that you should read to learn ways to lower the premium of individual health policy. You are also requested to visit the health insurance page on our portal. You can compare multiple health policies in terms of premium to pick the one with lowest price. Here is the link to the health insurance section of GIBL portal. https://www.gibl.in/health-insurance/