Personal Accident Insurance

Ques: What other items can I claim for?

Asked By: | In: Personal Accident Insurance

Ans: As well as compensation for injury, other losses which commonly arise from accidents are:

• Loss of earnings


• Vehicle repairs, hire, storage and recovery charges


• Medication, prescription, treatment fees


• Domestic care and assistance e.g. help with everyday tasks received from family, friends or a professional.

Ques: What type of injury can I claim for?

Asked By: | In: Personal Accident Insurance

Ans: No matter the level of severity, so long as medical evidence supports the injuries you have sustained, and links your injuries to the accident, a claim for compensation can be made.

Ques: What is “liability”?

Asked By: | In: Personal Accident Insurance

Ans: Liability can simply be described as ‘fault’. To establish liability, three factors have to be proven:

• The other party owed you a duty of care;

• Damage resulted from that breach;

Ques: If my case settles, how long will it be before my money arrives?

Asked By: | In: Personal Accident Insurance

Ans: Once your acceptance of an offer has been received, we will write to the other side and request prompt payment.

Ques: How much compensation will I receive?

Asked By: | In: Personal Accident Insurance

Ans: Damages are usually made up of two distinct elements. First there is compensation for your pain and suffering and secondly there is compensation for the financial losses that you have suffered.