Ques: Hi, I want a health insurance policy for my father who has heart ailment. So the policy should cover pre-existing illness. He is 55 year old.
All health policies are available for your father, however, he has to undergo a medical test beforehand. Issuance of policy will depend on the result of the test. And, even if the policy is issued there will be waiting period of 2-4 years before which pre-existing diseases will not be covered.