Ques: Hi, I have two health plans for my family. One was mediclaim and the other one was taken from Royal Sundaram. I am now 63 year old and I want to shift to different insurer. Is it possible? I haven’t made a claim yet but my wife made one claim of Rs. 80k. Pease advise.
Within the newly introduced portability option you can shift your existing policy to a new insurer. But, you have to follow the rules and regulations. You need to apply 45 days prior to renewal. If you are looking for a good critical illness policy you can check Star Criticare Plus.