Ques: Hello, my parents are 65 and 64 years respectively. I want to gift them the best health insurance plans available in India. Kindly guide me to find a good one. What are things that I have to consider while buying a health cover for my parents?
Since your parents are over 60, you can get senior citizen health plan for them. While choosing one, you should consider the sum insured amount, coverage, exclusion. You should also consider claim-loading and co-pay condition. Some of the best senior citizen health plans include; Apollo Optima Senior, Religare Care, Bajaj Allianz Silver Health., Star Health Red Carpet and Max Bupa Heartbeat.