Nov / 14 / 2015

Ques: Hi, I currently have two family floater plans of Rs. 5 lakhs sum insured each. Should I continue with only one plan and take a separate cover for critical illness.

It is better to go with one family floater policy only as it also covers critical illnesses. It is difficult to manage multiple policies and most importantly at the time of making a claim only one health insurance policy will prove to be beneficial.