Ques: I bought a health plan 5 years back and at the time of buying I filled the form incorrectly as I didn’t mention about my high BP. Now 5 years have passed and I have not made any claim so far. According to my plan, pre-existing conditions are covered after 4 years. What should I do now?
You need to contact your health insurer and mention about the same. A disease is only covered as pre-existing if it is mentioned to the health insurer at the time of purchasing. However, there may not be any repercussions as 5 years have passed and you made no claim so far.