Ques: Hi, I want to avail cashless mediclaim policy for my family. My family consists of myself, my husband, my father in law and mother in law who are 56 and 51 year old. Please tell me which diseases are covered under a cashless mediclaim policy?
All health insurance providers offer cashless facility but you have to avail treatment in the network hospital and follow the right procedure for claim settlement. To cover your entire family you need to avail two family floater plans; one for you and your husband and the other for your father in law and mother in law. These policies almost all diseases except pre-existing ones which will be covered after 2-4 years of waiting period.