Ques: Hello, we are on the lookout for a family floater health plan that covers pre-exisitng conditions such as elbow surgery. Please help us find a suitable health plan.
Most health insurance policies available in India cover pre-exisitng conditions. However, you should note that policies cover such condition only after 1-4 years of policy continuation. Therefore, you need to select a policy with minimum waiting period to cover pre-existing conditions.