Senior Citizen Health

Ques: I want to know if someone has a pre-existing critical illness, will that person have to pay additional premium.

Ans: Policy coverage will not be available for someone with pre-existing critical illness. However, you can still share the complete medical history of that person with us to check all the options out. You can call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want to know about best health insurance plans available for senior citizens.

Ans: You are requested to follow the link provided below and enter some basic details about the type of health policy you want. You will be provided with multiple plans with all details so that you can compare and select the best plan. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Hi, I am 70 and my wife is 65. Both of us are going to Singapore for 24 days. I want overseas mediclaim plan for both of us of Rs. 3 Lacs each.

Ans: You can call us on 1800-258-2584 and make a detailed query so that we can provide you with your desired service. Read More

Ques: I have a mediclaim plan for over two decades. I am told that insurance providers don’t extend these policies over 80 years. Please tell me whether this is true or not?

Ans: It is written clearly on your policy document whether your policy is eligible for extension after 80 or not. At present, all major health insurance providers come up with lifetime renewal policy. Read More

Ques: I and my wife are both more than 65 years old. My wife is fit and I have hypertension. We need a cover of 5 lakhs each. Kindly suggest me some good health plans.

Ans: Our experts will contact you soon to take care of your policy requirements. For more information, you can call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want a health cover for my mother who is 50 year old.

Ans: Individual health insurance policy will be the best option for your mother. You can follow the link provided below and put in the details to get a list of health policy to compare. Once you compare various health plans on the basis of premium and other features you can select the best individual health plan for your mother.
https://www.gibl.in/health-insurance/ Read More

Ques: My parents are 66 and 56 years old respectively. I want a health cover for them which should cover routine check-up, doctors’ fees and critical illnesses. Kindly suggest some good policies.

Ans: You can visit our health insurance page and provide your details to get a list of health policies. You need to compare those plans and find the best one covering all your requirements. Here is the link to visit our health insurance page. Read More

Ques: Hi, I am 65 years old and I am looking for a health policy. Can I avail a senior citizen plan even if I have multiple diseases?

Ans: Every health insurer comes with a certain entry age to avail health insurance policy. For an example, people between 60 and 75 years can avail senior citizen health plan from Star Health. If the senior citizen has many ailments the team of medical underwriter will evaluate proposer’s medical report and make the final decision. If you want more information you can call us on 1800-258-2584. Read More

Ques: My father is 77 and my mother is 74 year old. I am looking for a health plan for both of them. Kindly suggest some good plans.

Ans: There are plans available like Bajaj Allianz or star Health senior citizen plan for your mother. For more information you can reach us by calling on 1800-258-2584. Read More

Ques: Hi, at present me and my wife are covered under my company’s health scheme. But I will need a personal plan after my retirement. Should I take any initiative now or should I start just before the retirement?

Ans: You need to check all your options before taking any decision. You can call us on 1800-258-2584 and check your available options. Read More

Ques: Q. I already have a health policy for myself. But I want to change it since it is expensive. I have already covered waiting period in my existing cover and I want to enjoy this benefit in the new plan as well. Please help me with the whole portability process.

Ans: Please call us on 1800-258-2584 and get all your queries answered Read More

Ques: I am a senior citizen and I want health insurance plan for myself

Ans: You are requested to visit our senior citizen health insurance page by following the link provided below. On this page, you can fill in the details on required field to get a list of senior citizen health plan. If you compare these plans in terms of premiums and other features you can select the best plan. Read More

Ques: I am looking for a senior citizen health plan.

Ans: Please enter your details on our page dedicated for senior citizen health insurance and get multiple policy quotes to compare. When you compare policies in terms of features and premium you can select the best plan.
https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Is portability possible on your portal? If yes, how to go about it?

Ans: Yes, portability of insurance plan is possible on our portal. We can call us on 1800-258-2584 for assistance. Read More

Ques: Hi, I want to buy senior citizen health policy after comparing various plans.

Ans: The best way to find the best senior citizen health policy is by comparison of multiple similar plans. You can make this comparison easily on our portal by submitting your details. Here is the link to reach our portal.
https://www.gibl.in/health-insurance Read More

Ques: Hi, my father is 62 year old and he is diabetic. I want health insurance policy for him. Please help.

Ans: There are two very good health plans available for people with diabetes. Both National Insurance Varistha Mediclaim and Star Health Diabetic Safe are good plans for diabetic people. If you want to avail a regular health plan premium will be increased as diabetes will be considered as a pre-existing condition. Read More

Ques: Is it possible for any insurance company to refuse to renew any health plan for reason like ‘exit age’?

Ans: If the clause ‘exit age’ is mentioned in the policy wordings the company can rightfully withdraw any health policy. For more clarification you can reach us on 1800-258-2584. Read More

Ques: I want to know whether medical insurance plans cover accident risks or not?

Ans: Injuries due to accidents are covered in health insurance plans from the very beginning. For more information, please call us on 1800-258-2584. Read More

Ques: I want to avail a health policy for my parents. Kindly suggest me the best health insurance provider.

Ans: Our experts will get in touch with you soon to look after your parents’ health policy requirements. For more clarification you can reach us on our toll-free no 1800-258-2584. Read More

Ques: Does any health insurer that you have tied up with provide cashless hospitalization in Kashmir?

Ans: Health insurers like Bharti Axa, L & T and Star Health have hospital network in Kashmir. Read More

Ques: Hi, I want to know about senior citizen health insurance plan.

Ans: Feel free to cal us on our toll-free no 1800-258-2584 and our experts will provide with all the information you need about senior citizen health policy. Read More

Ques: Hi, I am 27 years old and my parents are senior citizens. I want a health insurance plan that covered all three of us. Kindly assist me.

Ans: Our expert will get in touch with you soon to help you about policy related information. For more information you can reach us on our toll-free no 1800-258-2584. Read More

Ques: For the past 3 years I am under a health plan provided by my employer. But now I want to change the plan and shift to a personal health plan. I don’t want to miss the benefits of existing policy such as waiting period.

Ans: According to the rule of Health Insurance Portability and Accountability Act of 1996, you can port the health plan provided by your company to a personal health plan chosen by you. Read More

Ques: Hello, I am 65 year old. Can I get health insurance policy for myself?

Ans: Yes, there are some good health plans available for you. You can choose among plans like Star Senior Citizen Red Carpet Health Insurance, Apollo Munich Optima Restore, Max Bupa Heartbeat Gold. Read More

Ques: I am looking for a health plan. Can you please time what is the advantage of availing a health policy through GIBL. ?

Ans:

Ques: Hello, my parents are 65 and 64 years respectively. I want to gift them the best health insurance plans available in India. Kindly guide me to find a good one. What are things that I have to consider while buying a health cover for my parents?

Ans: Since your parents are over 60, you can get senior citizen health plan for them. While choosing one, you should consider the sum insured amount, coverage, exclusion. You should also consider claim-loading and co-pay condition. Some of the best senior citizen health plans include; Apollo Optima Senior, Religare Care, Bajaj Allianz Silver Health., Star Health Red Carpet and Max Bupa Heartbeat. Read More

Ques: Hello, I want to buy a health insurance policy for my mother who is now 54 year old. I am looking for plans with lifetime renewal option. Please name some good plans.

Ans: If you are looking for health plans with lifetime renewal option you can opt for plans like Bharti AXA, Apollo Munich, Max Bupa, Religare and many more. To gain information on different plans you can divulge your requirements on the link below and compare all the policies available. Read More

Ques: I want to include my parents in a family floater plan? Is there any such plan? Please advice.

Ans: A regular health insurance policy provides the scope to cover 2 adults and 2 children. You can also avail a policy that allows more than 2 adults. The Family First plan by Max Bupa is one such plan where you can cover as many as 50 adults and 13 different relations. As of now, this is the only health plan with such extensive coverage. Read More

Ques: Hello, I am looking for a senior citizen health plan for my parents who are 85 and 80 year old respectively. Is there any plan available for them?

Ans: There are few senior citizen health cover available for your parents. Medical check-up and co-pay will be must. Religare, Max Bupa is some of the providers you can check with. Read More

Ques: Hi, can ou please provide me one information. I want to know how much insurance I would get if I die?

Ans: The benefits depend on the type of insurance plan you have taken for yourself. Health insurance policies typically offer coverage for hospitalization of insured people due to illness or accidents. There is no coverage available in the event of the death of the policyholder and there is no maturity benefit as well. This type of coverage is available in life and term plans. Read More

Ques: Hello, I am planning to gift my parents a health plan. My parents are 67 and 46 year old. My preferred sum insured amount is more than Rs. 2 Lac and I would like a plan with premium less than Rs. 5000. Can you please suggest me some good health polices?

Ans: If the premium amount is the first thing on your mind I suggest you submit your details on the link given below and compare various options. Read More

Ques: Hi, I want to avail a senior citizen health cover from L & T insurance. Can you please tell what the medical tests that they usually ask for are?

Ans: If you want to avail L & T prime insurance medical tests are mandatory after 45 years of age. Typically, you have to undergo tests like ECG, Urine test, Creatinine, Sugar, SGPT, SGOT, GGT. However, depending upon your medical history you may have to undergo some other tests as well. Read More

Ques: Hello, my mother is 62 year old and had a heart attack. I am looking for a health plan for her and also for my father who is 76 year old. Can you please name some good health policies?

Ans: There are now many health policies that provide coverage for senior citizens. Depending on your requirement and budget you can avail policies like iHealth which is a complete health plan offered by ICICI Lombard or you can choose from Apollo Munich Optima Senior, Bajaj Allianz Silver Health and Star Health Red Carpet plans. Read More

Ques: Hello, I am looking for floater health plans for my parents who are 60 and 50 year old. What are the things that I need to consider while selecting a particular plan?

Ans: While finalizing any health plan you need to determine the sum insured amount and assess the coverage and exclusions. You should also be aware of the terms regarding co-pay and claim-loading. Some of the plans that you can select are Apollo Optima Senior, Star Health Red Carpet, Religare Care, Bajaj Allianz Silver Health, Max Bupa Heartbeat. Read More

Ques: I am 27 year old and my parents are 63 and 61 respectively. I want to buy health insurance policy for myself and my parents. Which plans should I go for? How much do I have to pay for premium?

Ans: There are many regular individual plans available for you. You can compare various plans like ICICI iHealth, Max Bupa Heartbeat, Apollo Munich Easy Health, Religare Care. For your parents, senior citizen health plans would be ideal. You can chose from policies like Bajaj Allianz Silver Health, Apollo Munich Optima Senior. Read More

Ques: Is there any cashless mediclaim plan available in India that covers HIV positive people? If yes, please name me some.

Ans: Currently, Star Health offers cashless mediclaim schemes for HIV positive people. The plan is known as Star Unique Health and it is specifically designed for HIV positive people. Read More

Ques: Hello, I am looking for a health plan for my grandparents who are aged 69 and 61 respectively. Can you please suggest me some good plans?

Ans: There are many senior citizen health insurance plans that you can avail for your grandparents. You can go through senior citizen health policies like Bajaj Allianz Silver Health, Apollo Optima Senior and Star health Wedding Gift plans. Read More

Ques: Hello, I am 74 years old male person and had a cardiac bypass surgery. I am looking for health plan with lifetime coverage. My preferred sum insured amount would be between Rs. 2-3 Lac. Please help me out.

Ans: In recent times, there are many senior citizen health covers are available. You can choose from Religare Health Care, Max Bupa Heartbeat, Star Health Red Carpet, Apollo Optima Senior health plans. Read More

Ques: Hello, I am 67 years old and my wife is 60 years old. We are looking for a combined health plan with long or preferably lifetime renewal option. Is there any such plan available?

Ans: Yes, there are some health plans that fulfill your criteria. You can go through plans like Max Bupa Health Companion, Religare Care, ICICI Lombard iHealth plan to select one. All these plans offer comprehensive coverage. Read More

Ques: Hi, I want to avail a good senior citizen health plan. Can you please name some and provide tips to select the best one?

Ans: There are many good senior citizen health insurance plans available such as; Religare Health Care, Star Health Red Carpet, Apollo Optima Senior and Max Bupa Heartbeat. While selecting, you need to evaluate the coverage and exclusions of the health covers. You should also go through the conditions regarding co-pay and claim loading before finalizing one. Read More

Ques: Hi, I am 68 years old. I want a health plan to cover the cost of my knee replacement. Please advise me a good cover.

Ans:

Ques: Hi, how to compare features of health policies in details?

Ans: Once you reach the page where a list of policy appears you need to click on ‘view details’ which you will find beside every policy. Once you can see the details of each plan you can easily compare them. Read More

Ques: Hi, I have bought Star Health Red Carpet senior citizen health plans for both my father and mother last year. The sum insured amount is 2 Lac and 1 Lac and I paid around Rs. 15k for premium. However, these two covers were not used and the time to renewal those polices has come. Should I renew these existing plans or opt for new plans this time?

Ans:

Ques: Hello, I am looking for a health cover for my family including myself and my parents. The plan should also cover my wife and children after my marriage. So I would also prefer this health plan to cover maternity. My preferred sum insured is around Rs. 3-4 Lac. Should I buy a family cover for me and my mom and a separate senior health plan for my father who is 61 now? Will this help me in bringing down the premium?

Ans: Dear, if you want to take a family floater health plan for your whole family the premium will be determined by the age of the eldest member included in the plan. Since you father is a senior citizen the premium will be high. So, you should buy him a separate senior citizen plan. You can select from the Varishta scheme from National Insurance, Easy Health plan from Apollo Munich or Heartbeat plan on offer by Max Bupa. However, you need to assess the terms and conditions regarding claim-loading and co-pay. For health plans with maternity cover, you can pick health insurance plans like Exclusive and Premium versions of Apollo Munich Easy Health or Wedding Gift plan by Star Health. Read More

Ques: Hello, I am searching an affordable senior citizen health plan for my parents. Please suggest me some reliable names.

Ans: There are plenty of good senior citizen health plan out there by leading insurers. You can select the best ones from Bajaj Allianz Silver Health, Apollo Munich Easy Health and Heartbeat plan by Max Bupa. Read More

Ques: Hi, can you please help me find the best senior citizen health plan?

Ans: Of late, India’s insurance sector is thriving with many quality senior citizen health plans. You can pick the best plan from Bajaj Allianz Silver Health, Star Health Red Carpet and Max Bupa Heartbeat as per your needs and affordability. Read More

Ques: Hi, I am looking for senior citizen health plan? Please help me find a good one.

Ans: There are quite a few good health plans available for senior citizens. Depending on your budget and requirement, you can select from Max Bupa Heartbeat, Bajaj Allianz Silver Health, Star Health Red Carpet and the likes. Read More

Ques: I need health insurance for my whole family. Please help me.

Ans: Please enter the details of your family and policy requirements on our page dedicated for health insurance and compare multiple family health plans so that you can select the best health policy for your family. Here is the link to reach our page.
https://www.gibl.in/health-insurance/ Read More

Ques: Hi, I am 73 and my wife is 69 year old. We already have health plans with Rs. 2 Lakh sum insured but we feel this amount will not be sufficient for our future medical expenses. Can we take additional plans or what are our options?

Ans: You can opt for riders to boost the coverage you presently have. Riders don’t cost much and provide additional coverage to an existing plan. For more assistance you can call us on 1800-258-2584. Read More

Ques: Hi, I am over 60 and I need a health plan with coverage for hypertension and diabetes from the beginning.

Ans: Diabetes will be covered as an existing condition in any health plan. You can go for Star Health senior citizen health plan as it covers hypertension from day 1, however, this plan comes with co-payment option. Please read the policy document before making a final choice. Read More

Ques: I am 60 years old and I want a health insurance plan for me and my wife. Kindly help me find some good plan.

Ans: Our expert will contact you soon to assist you find and compare best health insurance plans available for you and your wife. For more information you can call us on our toll-free no 1800-258-2584. Read More

Ques: I want the best health insurance policy for my father. Please tell me the premium and policy details.

Ans: Hi, you are requested to follow the link below and visit our page dedicated for senior citizen health plan. You just need to put in the details of your requirements so that you can compare multiple policy quotes for your father and select the best one available. Read More

Ques: A health policy is required for a single, unmarried male who is mentally challenged.

Ans: Our experts will get back to you soon with your policy requirements. For more information you can call us on our toll-free no. 1800-258-2584. Read More

Ques: I was under the health cover provided by my company until I retired. Now I am looking for a personal health policy at extra cost. Please help me find a good health insurance policy.

Ans: Please call us on 1800-258-2584 so that we can help you avail insurance plan that meets all your requirements. Read More

Ques: Hi, I am looking for the best health plan available for my parents. I want to know about all plans in details. Please help me.

Ans: Please follow the link below and enter some basic details to get a list of health policies with details. You can compare the details of multiple medical insurance plans on our portal so that you can pick the best one. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Hi, I am 69 and my wife is 67 years old. We are searching for the best medical insurance plan without medical test requirement.

Ans: You can avail health plans from star health insurance company as they don’t ask for medical tests; however, Star health insurance plans are individual so you have to take two policies for you and your wife. For more clarification you can call us on our toll-free number 1800-258-2584. Read More

Ques: I am 71 years old and had undergone bypass surgery 20 years back. I have sugar and BP also. Is there any senior citizen health policy available for me?

Ans: Our concerned team will contact you soon to provide you the service you are looking for. For more clarification you can call us on our toll-free no 1800-258-2584. Read More

Ques: I want a health insurance policy for my wife and myself. We both are senior citizens.

Ans: You can visit the link below and compare multiple health insurance plans by submitting some details. You can also call us on 1800-258-2584 and get your desired service provided. Read More

Ques: I want health policy for my parents. My father is 61 and my mother is 54 year old. Both of them have high blood pressure. Kindly suggest me some good plans.

Ans: Some of the good health plans for your parents are Swasthya Kavach plan by Iffco Tokio, iHealth Plan by CICI Lombard Complete Health Insurance , Family Good Health plan by Royal Sundaram , Max Bupa Heartbeat plan, Happy Family Floater from The Oriental Insurance and Family Health Optima plan from Star Health. Read More

Ques: I hold a health policy currently and my address and mobile no has changed recently. I need to update this information on the policy document. How to go about it?

Ans: We have informed the concerned team about your requirement so you will get a call from our end shortly. For more clarification you can call us on our toll-free no 1800-258-2584. Read More

Ques: Please help me find a good health policy for my parents.

Ans: Please call us on our toll-free number 1800-258-2584 so that we can understand your query in details and provide you with the service you are looking for. Read More

Ques: Please help me select the best health insurance policy available.

Ans: You are requested to visit our health insurance section and compare multiple health policies in terms of premium, feature, benefits so that you can pick the best plan available. Here is the link to our health insurance section. https://www.gibl.in/health-insurance/ Read More

Ques: May I have the contact details of your grievance department?

Ans: You can call us on 1800-258-2584 and feel free to let us know your grievances. Read More

Ques: Me and my wife are senior citizen and we want a good senior citizen health plan for lifetime.

Ans: You can opt for Red Carpet plan by Star Health. The plan comes with lifetime renewal option and one can avail this policy between 60 and 74 year old. Read More

Ques: I want health insurance policy for my parents who are senior citizens.

Ans: Please enter the details of the kind of policy you want and get a list of senior citizen health policy by following the link below. You can compare the policies on the basis of features, exclusions and premium and pick the best plan. Read More

Ques: I will be visiting USA shortly to see my daughter. Is there any plan available to cover me in USA?

Ans: Please give us a call on 1800-258-2584 to get your queries clarified. Read More

Ques: Hi, I want a health plan for my father who is 75 year old now. But most available insurance plans are very expensive.

Ans: Since the risk factor for a person who is 75 year old is very high most insurance plans are quite costly. To compare available plans you can follow the link below and visit our page dedicated for senior citizen health plan. Read More

Ques: My mother is 77 years old and she doesn’t have any illness as of now. I want to purchase health policy for her.

Ans: Our experts will contact you soon to provide you with your desired service. For more information, you can reach us on our toll-free no 1800-258-2584 Read More

Ques: Hello, I want a health policy for my parents. My requirements are Rs. 1 Lakh sum insured, coverage for ayurveda, homeopathy and alopathy treatment. Premium should be in the range of Rs. 5000 – Rs. 9000.

Ans: As per your requirement we can suggest two plans; Family Good Health from Royal Sundaram, Swasthya Kavach from Iffco Tokio. Read More

Ques: Is it possible for any insurance company to discontinue any policy and leave clients uninsured?

Ans: Insurance firms cannot discontinue any policy if customers pay premiums continuously and without any break. Only when premium is not paid even in the grace period, a policy gets lapsed. Read More

Ques: What age is considered as the senior citizen age?

Ans: Generally, any person over 60 years is considered as senior citizen in India. Some senior citizen health plans are available for people between 60-80 years. Some plans have restrictions of 69 years and one is not eligible after crossing 69. Some plans come with lifetime renewal option too. Read More

Ques: Hi, I want the best cashless senior citizen health plan. Please suggest me some good plans.

Ans: You can pick health plans from major providers like Religare, Apollo Munich Star Health. For more assistance in selecting the plan you can call us on 1800-258-2584. Read More

Ques: Hi, I am 60 years old and a diabetic patient. For the past 4 years I have a diabetic safe plan by Star Health but this year I want to change the policy and select other insurer as the policy premium has risen steeply. Will the benefits of this policy be transferred in the new policy?

Ans: The law regarding portability says if you shift your existing policy to a different insurer benefits will remain but if you want to change the policy you will not be able to enjoy the benefits accumulated in the existing policy. Read More

Ques: Hello, I am looking for a senior citizen health policy for my mother who is 68 years old. Please suggest me a good plan.

Ans: You can opt for Star Health senior citizen plan for your mother. For more assistance, feel free to call us on 1800-258-2584. Read More

Ques: I need to know about health insurance plans. Please help me.

Ans: You can call us on 1800-258-2584 and get all your queries answered. Read More

Ques: Please tell me after availing a health plan how soon I can make a claim?

Ans: It depends on the insurer and kind of ailment for which treatment expenses are sought. For pre-existing diseases you may have to wait for 2-4 years. Read More

Ques: My mother is now 57 years old and she has already undergone operation twice for joint replacement. Is there any health policy available for her?

Ans: Our expert will contact you soon to help you compare available plans and impart information about various health policies. You can also call us for more clarification on our toll-free no 1800-258-2584. Read More

Ques: My father and mother are 59 and 52 respectively. Are they eligible for any health insurance policy? I also want to know the maximum age limit to avail a health policy.

Ans: There are many health plans available for the age group you mentioned. And, the maximum age limit for availing health insurance differs from one insurance company to another. It is in the range of 75-80 for most health plans available. Read More

Ques: My mother has Star Health Red Carpet plan and the plan has just expired. Please tell me if I renew the plan will I get the benefit of continuing the plan?

Ans: If you renew the plan within 30 days after the expiry date you will continue to enjoy all the benefit of the plan. For more clarification please call us on our toll-free no 1800-258-2584. Read More

Ques: My parents are 70 and 60 year old respectively. I want to gift them the best health insurance plan available. Please suggest me some good plans.

Ans: We need few more information about your parents to suggest you some good plans. Please get in touch with us on 1800-258-2584 so that you can provide you the service you are looking for. Read More

Ques: I am looking for a health plan.

Ans: You can visit our portal and enter some details to get multiple quotes. You can compare these plans in terms of benefits and premium to find out the best plan according to your requirement. Here is the link to the health insurance section of our portal. https://www.gibl.in/health-insurance/ Read More

Ques: Which insurance company is the best for medical insurance policy?

Ans: Please follow the link below and visit our medical insurance section. You need to provide some basic details on required fields to get a list of policy quotes. You can compare these plans on the basis of premium and features and pick the best plan as per your requirement. https://www.gibl.in/health-insurance/ Read More

Ques: I need to renew my health policy soon. I want to port it so please suggest some good plans available.

Ans: Our expert will reach you soon to provide you with portability information and to share some of the great plans available for you. You can also make call to us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I am looking for an international health insurance in UK for 2 weeks for 2 senior citizens.

Ans: If you are looking for a travel cover please confirm the same. You can call us on 1800-258-2584 to get your doubts clear. Read More

Ques: I want to know what are the health covers are available for my mother. Please help me.

Ans: Thanks for contacting us for your insurance needs. Please call us on our toll-free no 1800-258-2584 so that we can discuss about your requirements elaborately and offer you the best health plan for your beloved plan. Read More

Ques: Hello, I am 71 year old and I want health insurance policy for myself. I don’t have any existing disease.

Ans:

Ques: I want to know about medical tests for buying insurance.

Ans: Medical tests usually depend on the age of the proposer. You might have to go through tests like diabetes test, complete blood test depending on your age. Read More

Ques: Hi, I am 70 years old. Please suggest me a good health plan.

Ans: Please call us on our toll-free no 1800-258-2584 and let us know your requirement in details and provide you with your desired service. Read More

Ques: Hi, My father is 70 and my mother is 60 years old. Can they avail health insurance policy?

Ans: Our experts will get in touch with you soon to resolve your query. You can also reach us anytime on 1800-258-2584. Read More

Ques: I want to cancel my existing policy. Please guide me.

Ans: Our expert will provide you with your desired service. Please call us on our toll-free no 1800-258-2584 and share your registered mail id or phone no. Read More

Ques: I have a group health policy provided by my company. But I cannot make any changes to the plan. What should I do if the plan proves disadvantageous for me?

Ans: The only thing you can do is avail a separate policy for yourself which is chosen by you only. To make the best choice you can visit our portal by following the link below and make some comparison to find the best health plan. Read More

Ques: Hi, I am looking for a health plan for my father who is 68 year old.

Ans: Please enter the details of the type of health plan you want and compare multiple plans on the basis of premium and other features. You have to follow the link below to reach our page. Read More

Ques: Hi, I and my wife are 62 and 55 years old respectively. We are NRI and we will be in India for 5-6 days. We are looking for medical insurance. Please guide us.

Ans: First of all, you have to avail travel and mediclaim policy which are mandatory for visa application. After reaching India, you can avail medical insurance. For more information you can call us on 1800-258.2584. Read More

Ques: Hi, I need to buy a health policy for my father. Kindly help me.

Ans: Our expert will get back to you shortly to provide you with the service you are looking for. For more information please call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want to buy a medical insurance plan for my father who is 64 years old. Please suggest a health plan with best benefit and low premium.

Ans: Based on your criteria, Star Health senior citizen health plan is your best choice. The policy doesn’t require any medical test; waiting period is for only 1 year and the policy is issued instantly. To know more about this plan, please reach us on 1800-258-2584. Read More

Ques: I need health insurance policy. I am a senior citizen, 64 year old.

Ans:

Ques: Hi, I need a health cover for my mother who is a senior citizen. I checked with Apollo Munich and they arranged for medical test. My mother was diagnosed with high blood pressure and Dyslipidemia and Apollo quoted Rs. 19K. Please advise me.

Ans: If this plan meets all your requirements you can go for it. Read More

Ques: Hi, please tell me what is the age for an individual to be considered as senior citizen.

Ans: As per income tax laws, when an individual reaches the age of 60, he is considered as a senior citizen. Read More

Ques: I have a mediclaim policy of Rs. 5 lakhs from National Insurance for myself and my wife. I need another policy of 5 lakhs. Please help me.

Ans: Our team will contact you soon about your policy requirements. For more information you can call us on our toll-free no 1800-258-2584. Read More

Ques: My father is diagnosed with renal failure. I need a health policy for him that covers pre-existing conditions like renal failure.

Ans: Most health plans cover pre-existing plans after the waiting period which varies between 2-4 years from one insurer to another. Read More

Ques: Please tell me the premium amount for health plan of 2 lakh cover for I and my wife who are 65and 60 respectively.

Ans: Kindly call us on 1800-258-2584 and tell us your requirement in details. Once we know your needs we can assist you accordingly. Read More

Ques: I want a health policy for my daughter, my wife and myself. Please suggest some good plans.

Ans: Almost all family health insurance plans in India will cover your family. We can suggest you two plans; Max Bupa Heart Beat plan and Religare Care plan. For more information you can reach us on our toll-free no. 1800-258-2584. You can also compare the select the best plan as per your requirement on our portal. Here is the link to our portal. https://www.gibl.in/health-insurance/ Read More

Ques: Hi, My father and mother are 60 and 56 years old. Both of them have pre-existing diseases. Are they eligible for any health policy?

Ans: Our expert will get in touch with you soon and take care of your policy requirements. For more information you can call us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I want to avail a health plan for my father who is 78 years old and suffering from asthema.

Ans: You can opt for Star Health senior citizen Red Carpet plan. The plan offers 50% claim after just 1 year for pre-existing conditions. To know more, you can call us on 1800-258-2584. Read More

Ques: I want senior citizen health policy.

Ans: Our expert will call you soon to assist you with the information and comparison of various plans available for senior citizens. For more queries, you can get back to us on our toll-free no 1800-258-2584. Read More

Ques: Hi, I am looking for medical insurance plan for my parents. Please suggest some good plans.

Ans: You are requested to follow the link below and compare multiple senior citizen health policies by entering some basic details to find the best health insurance plan for your parents. Read More

Ques: Hi, I want to buy a health insurance for my mother who is 55 years old. Please suggest me some good plans.

Ans: You are requested to visit the senior citizen health insurance sector on our portal. By submitting your details you will get a list of health policies to compare. You can pick the best health plan by making a comparison. Here is the link to our portal’s health insurance section. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More

Ques: Hi, my father is 65 years old and he has a low heart pulse rate. I want to buy him a health policy; will he have to go through any medical test?

Ans: Most health insurers will arrange a medical test for your father as he is 65 years old. Pre-existing conditions will be covered after 2-4 years of waiting period. You can compare a list of policies available for your father on our portal just by entering some basic details. Here is the link to our senior citizen health insurance section. https://www.gibl.in/health-insurance/senior-citizen-health-insurance/ Read More