Insurance FAQ

Ques: Travel insurance policy for two adults aged 63 and 55 for a trip to Australia.

Asked By: AKASH UPADHAYA | In: Travel Insurance FAQ

Ans: Our experts will contact you soon to take care of your policy requirements. For more queries you can call us on our toll free no. 1800-258-2584.

Ques: Hi, I am looking for a multi-trip travel insurance policy for 3 members as we are planning a year-long world trip.

Asked By: ANIK DAS | In: Travel Insurance FAQ

Ans: Here is a good read about the multi-trip travel plan that you can go through for detailed information. Our experts will contact you soon to take care of your policy requirements.

Ques: Hi, I already have a travel policy which I want to extend by 3 more weeks. Please help me

Asked By: SATYA PURI | In: Travel Insurance FAQ

Ans: We have informed the concerned team about your query. They will contact you soon to provide the service you want. For more assistance you can call us on our toll free no. 1800-258-2584.

Ques: I am looking for a travel insurance plan that covers cruise vacation.

Asked By: Jivan Kumar | In: Travel Insurance FAQ

Ans: Our concerned team will get in touch you soon to look after your policy requirements. For more assistance, you can reach us on our toll free no. 1800-258-2584.

Ques: I will visit US with my wife next month. Both of us are senior citizen and we will stay in US for 45 days. We want to be insured during our stay in US.

Asked By: Ravi Chandan | In: Travel Insurance FAQ

Ans: Please enter your details on the page following the link below. You will be provided with a list of travel plans to compare price and other details so that you can pick the best available plan.

Ques: I have already purchased a car insurance policy. Kindly how long it takes to receive the hard copy of the policy?

Asked By: | In: Motor Insurance FAQ

Ans: Usually, it takes around 20-25 days to reach the policy document. For more information you can call us on our toll free no 1800-258-2584.

Ques: I want a new car insurance policy.

Asked By: | In: Motor Insurance FAQ

Ans: Read this fantastic blog and learn ways to save on premium of your motor insurance policy. You can also visit the car insurance section of our portal. By providing some basic details you can compare all available motor insurance plans and choose the best auto insurance plan in India as per your requirement. Here is the link to the car insurance section of our portal. https://www.gibl.in/car-insurance/

Ques: I am not being able to complete the process of car insurance renewal online. Please assist me.

Asked By: | In: Motor Insurance FAQ

Ans:

You can read this blog to gain crucial information about car motor insurance renewal online. Our experts will get in touch with you to help you with the process of car insurance renewal online. For any further assistance you can call on our toll free no 1800-258-2584.

Ques: My car insurance plan has expired 4 months back. I want to renew it now

Asked By: | In: Motor Insurance FAQ

Ans:

Once the motor insurance plan is expired, you cannot opt for car insurance renewal online. However, our representatives will help you avail the policy in the traditional way. For more assistance feel free to call our toll free no 1800-258-2584.

Ques: What hidden things I need to be aware of in selecting a Insurance Policy?

Asked By: Samaresh Dasgupta | In: Motor Insurance FAQ

Ans: First of all you have to choose between comprehensive policy and zero depreciation policy. Zero depreciation covers are more advantageous as they offer 100% coverage but they come with higher premium and there is limit in the number of claims per year as well. Furthermore, zero dep covers are offered to only cars up to 7 years old. So, in case you can't avail Bumper to Bumper cover, comprehensive plan would be your best bet.

Once you choose the right type of car insurance plan, you have to pay attention to aspects like Voluntary excess, IDV and personal coverage while selecting a car insurance policy.

Voluntary excess:
Voluntary excess is also known as voluntary deductibles. Over this amount, car insurers pay the claim. You can reduce the premium by as many as 30% if you opt for voluntary excess and take care of small damages yourself.

IDV
You should be aware of the actual IDV of your car at the time of buying car insurance. You should not engage in the practice of reducing IDV for the sake of lower premium. Instead, you should try and choose a policy that offers maximum IDV on your car, even if it the policy comes with a bit higher premium.

Personnel cover
Regular comprehensive policies offer personal accident coverage for the owner only. You can also include additional users under the coverage for extra premium.

Ques: What happens if an employee gets in an accident on the job or while driving a company vehicle?

Asked By: | In: Corporate Insurance

Ans: If your business owns a company car, there’s no way around buying a commercial auto policy, which is meant to protect your business’s assets in the event of an accident.

Ques: What is an umbrella policy?

Asked By: | In: Corporate Insurance

Ans: In addition to the four basic “food groups” of worker’s compensation, general liability, auto insurance and property/casualty coverage, many insurance agents recommend an additional layer of protection called an umbrella policy.

Ques: What is workers’ comp insurance?

Asked By: | In: Corporate Insurance

Ans: Workers’ compensation usually covers almost all medical and rehabilitation costs and lost wages for employees injured on the job.

Ques: How do I protect my business if I die or become disabled?

Asked By: | In: Corporate Insurance

Ans: It’s every businessperson’s worst nightmare–a serious accident or long-term illness that can lay you up for months, or even longer. Disability insurance, sometimes called “income insurance,” can guarantee a fixed amount of income–usually 60 percent of your average earned income–while you’re receiving treatment or are recuperating and unable to work. In case of a death in the company, including your own, you should consider life insurance.

Ques: How do I protect my business in the event of a disaster?

Asked By: | In: Corporate Insurance

Ans: When a hurricane or earthquake puts your business out of commission for days–or months–your property insurance has got it covered. Many entrepreneurs neglect to consider this important type of coverage, which can provide enough to meet your overhead and other expenses during the time your business is out of commission.