It is an insurance cover that will pay a specific sum for the healthcare expenses incurred by the insured. A medical insurance plan can either pay your medical bills directly to the healthcare provider or reimburse the amount.
It provides medical coverage to a single person and provides protection against all kinds of health risks. An individual health cover is relatively expensive and does not cover any family member.
It is a low budget health plan which covers immediate family members for a fixed cover. You pay a single premium for all the insured members in the family. The sum assured is shared by all the members and saves you from monetary troubles.
It is generally bought by corporate organizations where the employers cover all their employees under a single plan. In most instances, a particular sum in the form of premium is deducted from the employees’ monthly earnings.
This particular health cover is suitable for individuals suffering from life-threatening illnesses like cardiac problem, kidney failure or cancer. A lump sum is paid by the insurance company for all the serious ailments but only up to a certain limit.
A qualified health plan has the following advantages:
Medical costs are on the rise and you could be susceptible to an array of health risks. Therefore, you need the best health cover to get protection from these potential risks. At GIBL, you get free health insurance quotes and access to the most affordable plan. You can compare features and opt for a policy which fulfills all your healthcare needs. We have liaised with topnotch insurance companies in India that offers effective health plans. You can use the health insurance premium calculator to get cheaper rates prior to policy purchase.
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