Jul / 10 / 2015

Ques: My two-wheeler insurance policy expired two years back and I want to renew the policy now. I also want to carry forward the NCB.

Since your previous policy has expired you cannot renew it, instead you have to buy the new policy. And, your NCB is lapsed as there is a gap of more than 30 days between the expiry of your previous policy and issuance of new policy.