Ques: Hi, my father is 65 years old and he has a low heart pulse rate. I want to buy him a health policy; will he have to go through any medical test?
Most health insurers will arrange a medical test for your father as he is 65 years old. Pre-existing conditions will be covered after 2-4 years of waiting period. You can compare a list of policies available for your father on our portal just by entering some basic details. Here is the link to our senior citizen health insurance section.