Ques: Hi, I have purchased a health cover for me and my spouse from HDFC. I want to know if the policy can be shifted to any other provider. If it’s possible will the new insurer consider it as a fresh policy?
Yes, you can certainly shift your existing policy to a new vendor. Health insurance portability makes it possible without having to consider the policy as a new one. All the bonuses and discounts like waiting period you have accumulated so far will be counted by your new insurance provider.